Ruskin Homes with River Water Frontage

Ruskin Homes with River Water Frontage

Welcome to Ruskin, Florida – a hidden gem nestled in the heart of Hillsborough County, where the serene beauty of nature meets the charm of coastal living. Known for its picturesque waterfront views and friendly community atmosphere, Ruskin offers a unique blend of tranquility and accessibility, making it a perfect place to call home.

Imagine waking up each morning to the gentle sounds of the river and the soft rustle of palm trees swaying in the breeze. Homes with river frontage in Ruskin provide not only stunning views but also a lifestyle that embraces the outdoors. Whether you enjoy fishing, kayaking, or simply lounging by the water, our riverfront properties grant you access to a vibrant aquatic playground right in your backyard.

The real estate market in Ruskin is thriving, with a variety of homes available to suit every taste and budget. From charming bungalows to luxurious waterfront estates, you’ll find a diverse selection of properties that cater to your lifestyle needs. Many of these homes boast expansive decks and private docks, perfect for entertaining guests or enjoying peaceful sunsets over the water.

Beyond the homes, Ruskin is rich in community spirit, with local parks, farmer's markets, and engaging events that bring residents together. Explore the nearby beaches, indulge in fresh seafood at local restaurants, or take a short drive to the bustling city of Tampa for even more entertainment options.

Come discover the allure of Ruskin, where riverfront living meets the warmth of a close-knit community. Your dream home awaits!

Newest Ruskin Homes with River Water Frontage

$419,000
3 Beds ⋅ 2 Baths ⋅ Mill Highlands Sub SubDv. ⋅ 33570 Zip Code
WELCOME HOME to this CUSTOM POOL HOME close to the LITTLE MANATEE RIVER with NO HOA / OR CDD and NO FLOOD INSURANCE required! This 3bed/2bath home features tile floors throughout the whole house and a huge .41 acre (mol) yard with plenty of room for parking your boat / jet ski's, for a nice size garden or for your four legged fur babies to roam. The Kitchen is MODERN with GRANITE counters, tall white cabinets, NEW APPLIANCES, and volume ceilings providing a delightfully open space to create your favorite gourmet dishes. The guest bath has been beautifully updated and includes a shower stall, while the updated master bathroom includes a double sink vanity and shower. A spacious laundry room offers shelving and storage options in addition to the closets and built-in shelving throughout the home to help you keep an organized home. The home has been lovingly maintained with RECENT IMPROVEMENTS of a new ROOF and new HVAC less than 3 yrs old, new WATER HEATER, newer WASHER / DRYER, interior & exterior PAINTING, recent EXTERIOR STUCCO, and POOL RE-SURFACED / RE-SCREENED and ready for years of enjoyment!. You may be surprised at the size of NEWER FENCED backyard with its screened lanai, screened in-ground pool and TWO storage sheds that will convey. Domino Park, just 1 block away, gives you access to Mill Bayou, Little Manatee River, and Tampa Bay by boat. Ruskin is close to shopping, restaurants, medical facilities, and the beach at Little Harbor. In addition, this property is conveniently located near I-75 for an easy commute to Tampa, MacDill, Sarasota, St. Pete and more. Call this beautiful house your home today!

2054 Saffold Park Drive, Ruskin
$1,275,000
3 Beds ⋅ 3 Baths ⋅ Shell Point Sub SubDv. ⋅ 33570 Zip Code
3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."

3422 W Shell Point Road, Ruskin
$675,000
3 Beds ⋅ 2 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
Welcome to the ultimate waterfront retreat! Completely remodeled in 2025, this terrific rambler is classic Florida living. Boasting exceptional curb appeal with its circular driveway, the move-in-ready 3-bedroom, 2-bathroom layout features tile flooring throughout, a bright and spacious living room, a large family room, an inside utility space, and a well-appointed kitchen. The entire home is designed to draw your eyes straight toward the back, where you’re greeted by wide-open, breathtaking views of your Little Manatee River frontage. Step outside onto the massive covered patio—the perfect spot to entertain or unwind—which overlooks an expansive, fully fenced yard with a storage shed, irrigation system, and plenty of room to add a pool. For boating enthusiasts, the property is a dream come true, featuring a brand-new seawall and a private boat dock with a 10,000-lb lift, offering completely bridge-free access to Tampa Bay and the Gulf. Complete with a new roof, hurricane-rated windows, a new water heater, a water softener, and two 12-foot gates for effortless RV parking, this marvelous home truly has it all.

806 Blue Heron Boulevard, Ruskin
$1,075,000
6 Beds ⋅ 5 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
The world is your oyster and so is this dwelling located at 815 2nd Avenue NW in Ruskin, Florida. Experience true Florida waterfront living at its finest in this one of a kind 6-bedroom, 5-bathroom, coastal estate offering direct access to the Bay. It’s nestled on a beautifully landscaped gated property, this unrivaled residence blends privacy, recreation, and everything required to live the good life on this lavish waterfront sanctuary. Boating enthusiasts will be stoked with the private dock and boat port making it a breeze to spend your days on the open water. Guests can unwind on their own private sandy shore and gather around the waterfront firepit to take in the ambiance of Florida’s exceptional nature and sunsets. This home features over 5,000 square feet of expansive living areas, generously sized bedrooms, and an open concept layout that is optimal for entertaining. Also included are two full kitchens perfect for hosting extended family or multi-generational living. That is not including the kitchen that is located in the attached guest house that also features a private entrance, immense bedroom, full bathroom, living room, and dining room. A fully equipped professional-style gym and versatile floor plan further enhance the home’s appeal. No HOA or CDD fees, ample space for boats and RVs, and prime waterfront location. This property is a rare opportunity ideal as a luxury residence, family compound, or investment. There is a commercial property that is zoned PD-MU with .21 of an acre that is at 826 West Shell Point with a separate folio. This is adjacent on the north side of the property that can be purchased for an additional $200,000, which allows for boundless opportunities. Contact us for your private showing.

815 2nd Avenue Nw, Ruskin
$625,000
3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv. ⋅ 33570 Zip Code
805 Leisey Circle offers a rare opportunity to own a move in ready waterfront home with direct access to Tampa Bay. HOME HAS NEVER FLOODED. 2 YEAR HOME WARRANTY INCLUDED. Situated on the Ruskin Inlet, the property features 124 feet of deep water frontage, a private dock with room for your boat, an expansive waterfront deck, and an elevated homesite. The 3 bedroom, 2 bathroom floor plan includes a remodeled kitchen with high end appliances, renovated bathrooms, premium flooring throughout, updated windows, and a spacious primary suite with dual vanities and a walk in shower. Recent improvements include a roof and exterior paint completed in 2022, a rescreened lanai, recently reinforced seawall and freshly painted deck. Home has never been flooded. With no HOA, no CDD fees, and no rental restrictions, owners have the flexibility to use the property as a primary residence, second home, or investment. Enough space for a future pool while still leaving plenty of room for an RV and other recreational vehicles. Conveniently located near waterfront dining, beaches, and open water access, this property combines updated living space with the benefits of true Florida waterfront living.

805 Leisey Circle, Ruskin
$1,299,995
4 Beds ⋅ 3 Baths ⋅ 33570 Zip Code
Virtually Staged. BACK ON MARKET. Contract fell through. Your chance to secure a waterfront beautiful contemporary home on the Little Manatee River with over 2 acres of privacy and lots of room for every activity you can think of. A private road and an iron gate leads to a large circular driveway where a 4 bedroom, 2.5 bath pool home with new remodeled primary bathroom, large extra building and an oversized 2 car attached side garage is located. Lots of parking both on the side and around the circular driveway. Covered 2 level dock with electric boat lift gives you quick access to the Little Manatee River. A front courtyard leads the way to the large foyer with a beautiful hand crafted brass chandelier. A large living room with lots of natural light and travertine floors has space for lots of seating. A separate dining room is right off the kitchen. The gourmet kitchen has 2 wall ovens, a cooktop with gas from its own gas tank, a large refrigerator, microwave, center island with granite countertop, and an eat in area with views to the pool. The family room has a wood burning fireplace and French doors to the screened in lanai with an in ground pool. 3 bedrooms on the first floor share a bathroom with large shower and a laundry area in the hallway. Upstairs is a primary bedroom with walk in closet, a cedar lined closet area and a walk in closet with laundry hookups. The new remodeled bathroom has a walk in rain shower and claw foot tub for soaking along with separate vanity sinks. Outside, a large building can be used for parking extra vehicles, boats, or storage. The covered dock has plenty of area for seating, as well as an electric lift. The views of the river and natural conservation area across the river brings you peace and serenity. Roof was replaced in 2020, windows were replaced in 2025, and the screen enclosure over the pool was done in 2021. There is a RO water system for the whole house, a generator, a large buried propane tank for the generator, as well as another smaller tank for the gas cooktop. A security system gives you peace of mind. Although this property is tucked away, it is close to everything. There is a square footage discrepancy between tax records and measured size of house. PRICED BELOW APPRAISAL.

2309 Cypress Walk Way, Ruskin
$475,000
3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv. ⋅ 33570 Zip Code
**Waterfront Living on the Ruskin Inlet | Direct Access to Tampa Bay | No HOA | No CDD** Welcome to 803 Leisey Circle, where waterfront views, direct Tampa Bay access, and the freedom of no HOA or CDD fees come together to create the ultimate Florida boating lifestyle. Nestled along the picturesque Ruskin Inlet, this beautifully maintained 3-bedroom, 2-bathroom waterfront residence offers an exceptional opportunity to enjoy life on the water. Positioned on a deep-water, wide canal with a private dock, you'll have easy access to Tampa Bay for boating, fishing, kayaking, paddleboarding, and unforgettable sunset cruises right from your backyard. Inside, the home showcases a bright and inviting layout designed to maximize its stunning waterfront setting. New tile flooring flows throughout the entire home, providing a modern, cohesive look with absolutely no carpet. Expansive windows frame tranquil water views from nearly every main living space, including the primary suite, living room, dining room, kitchen, and the spacious covered lanai. The renovated kitchen serves as the heart of the home, featuring granite countertops, abundant cabinetry, and a full suite of brand-new appliances. Whether preparing a casual breakfast before heading out on the boat or entertaining guests, you'll appreciate both the functionality and the scenic water views. The primary suite offers a peaceful waterfront retreat where you can wake each morning to sparkling inlet views. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the oversized screened lanai, where indoor and outdoor living seamlessly blend together. This expansive space is ideal for morning coffee, waterfront dining, evening cocktails, or simply relaxing while watching dolphins, manatees, and coastal wildlife pass by. Designed for peace of mind and long-term value, the home features impact-rated windows, a durable metal roof, HVAC system replaced in 2018, water heater installed in 2025, and recent updates throughout. The lanai roof was also refreshed in 2026. Located in the heart of Ruskin's waterfront community, you'll enjoy convenient access to local marinas, waterfront restaurants, shopping, parks, and beaches while remaining just a short drive from I-75, downtown Tampa, Tampa International Airport, St. Petersburg, and Florida's Gulf Coast attractions. Whether you're searching for a year-round residence, seasonal retreat, or waterfront getaway, this rare Ruskin Inlet property delivers the boating lifestyle so many dream about?with no HOA restrictions standing in the way. Bring your boat, your fishing poles, and your Florida dreams. Whether you're seeking weekend adventures on Tampa Bay, sunset cruises from your private dock, or simply a peaceful waterfront setting to call home, 803 Leisey Circle offers an opportunity to embrace the lifestyle you've been waiting for. Schedule your private showing today and experience firsthand why life on the Ruskin Inlet is one of Tampa Bay's best-kept secrets.

803 Leisey Circle, Ruskin
$965,000
4 Beds ⋅ 4 Baths ⋅ Spyglass At River Bend SubDv. ⋅ 33570 Zip Code
Experience the pinnacle of waterfront-adjacent luxury at 2504 Cumberland Cliff Drive, a masterfully curated estate situated in the prestigious gated enclave of River Bend in Ruskin, FL. This residence offers an unrivaled lifestyle, combining sophisticated interior design with a private outdoor resort, all just steps from the serene Little Manatee River and the community’s private dock and canoe launch. Every inch of this nearly 3,900-square-foot sanctuary has been reimagined for the modern connoisseur. The home features a complete absence of carpet, replaced by the seamless installation of luxury vinyl plank, upgraded tile, and professional high-gloss epoxy finishes. The architectural integrity is elevated by bespoke crown molding and custom-cased windowsills throughout, complemented by upgraded oversized baseboards and designer lighting that casts a warm glow across the open-concept living spaces. The gourmet chef’s kitchen serves as the heart of the home, featuring premium stone surfaces, high-end stainless appliances, and a social layout that flows effortlessly into the grand family room. For the collector, a stunning custom-built, LED-backlit wine wall provides a sophisticated focal point for entertaining. Nearby, a sleek electric fireplace creates a chic atmosphere for evening relaxation. Retreat to the primary suite to discover a boutique-style luxury walk-in closet. Custom-built to showcase your finest collections, it features high-end millwork, a center organization island, and designer pendant lighting. The spa-like en-suite bath offers a garden soaking tub and a seamless glass walk-in shower. The transition to outdoor living is spectacular. Beyond the sliding glass doors lies a brand-new 2024 heated saltwater pool and integrated spa, encased in an expansive screened enclosure. The L-shaped covered lanai is ready for ultimate entertaining, featuring a built-in summer kitchen and grill area along with vast extended paver decking. As the sun sets, professional exterior landscape lighting transforms the property into a glowing oasis. Key structural upgrades include a new roof installed in 2023 for total peace of mind and a spacious 3-car garage with professional epoxy flooring. Living in the gated River Bend community grants exclusive access to a state-of-the-art fitness center, professional tennis and basketball courts, a playground, and an Olympic-size resort pool with a splash pad. Residents also enjoy a private community dock and boardwalk providing direct access to the Little Manatee River. This is more than a home; it is a turnkey masterpiece designed for those who demand the absolute best in Florida luxury living. Whether you are looking for a modern sanctuary or an entertainer’s dream, this Ruskin jewel is ready for its next owner.

Ruskin
$339,000
2 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33570 Zip Code
Centrally located for easy access to Tampa, St. Pete and Bradenton! Welcome to this thoughtfully renovated, turn key, water front home where a rare opportunity awaits! Whether you are looking for a quiet and secluded full time home, a nice vacation spot on the water or for a great investment opportunity with immediate income potential, this is the place for you. Nestled in the back of this rural Ruskin neighborhood, where there are no HOA or CDD costs. This property is on an elevated lot that is high and dry and has plenty of room to roam both inside and out. The large open floor plan gives ample space to entertain or just have family fun! The huge, open, cooks Kitchen is a show stopper, showcasing all brand new appliances! This home also features an expansive 12x32 temperature controlled sunroom overlooking the water that makes the perfect living space and a full size basement for that extra private workshop! Bring your boat, paddle board and all things water to your private oasis and enjoy the water activities right in your back yard! Relax and enjoy Kayaking around the mangrove islands and watch the dolphins and manatees while fishing right off of your dock. Location is key and this home has it, sitting right where the Little Manatee River and Tampa Bay meet, for some of Tampa Bay's world class fishing and Just around the corner of the Preserve at Cockroach Bay where there is a nature lover's hiking trail this home truly has something for everyone! Enjoy easy access to I75 and all major highways. Just a short boat ride to some of Florida's most beautiful beaches. Call me today for a private tour and Let's Talk Homes!

827 Seabreeze Drive, Ruskin
$449,000
Unplatted SubDv. ⋅ 33570 Zip Code
This parcel is a rare opportunity to own .42AC of prime real estate on the Little Manatee River within minutes of the Bay and Gulf. It features 73 feet of river front deep-water access with ample depth to accommodate most large vessels. Build your own dock and lift for a slice of paradise! Includes boat launch, garage, carport, utility shed, well, septic and underground electricity on site. Two structures on site, owners live in the one on the right. Part of local history built in 1938. Shell Point Road in Ruskin is a quiet community with no HOA or CDD. Property is zoned PD, allowing flexible land uses. It is conveniently located minutes from Tampa, Brandon, St Pete, Bradenton, Shell Point Marina, Little Harbor, shopping, restaurants, and healthcare facilities. The potential to own a spectacular piece of paradise doesn't come along often. Now is the time to make the move and start enjoying the dream! All measurements are approximate. Structures are tear downs, please do not enter. Lot to the Left is also available TB8472734 for a total of 126 feet of river front and .723 AC. PKG the two and save TB8389115

3312 W Shell Point Road, Ruskin
$349,000
Unplatted SubDv. ⋅ 33570 Zip Code
A rare opportunity to own .30 AC of prime real estate on the Little Manatee River within minutes of the Bay and Gulf. It features 51 feet of deep-water access with ample depth to accommodate most large vessels. Build your own dock and lift for a slice of paradise! Shell Point Road in Ruskin is a quiet community with no HOA or CDD. Property is zoned PD, allowing flexible land uses. It is conveniently located minutes from Tampa, Brandon, St Pete, Bradenton, Shell Point Marina, Little Harbor, shopping, restaurants, and healthcare facilities. The potential to own a spectacular piece of paradise doesn't come along often. Now is the time to make the move and start enjoying the dream! All measurements are approximate. Structure is a tear down, please do not enter. RV will be removed. Lot to the right is also available TB8472762 or save and buy both TB8389115!

3306 W Shell Point Road, Ruskin
$575,000
Unplatted SubDv. ⋅ 33570 Zip Code
Build-Ready Waterfront Opportunity on the Little Manatee River. An exceptional chance to build your custom waterfront home at the mouth of the Little Manatee River, where peaceful river living meets quick access to Tampa Bay and the Gulf of Mexico. This .32-acre gated and fully fenced property offers a rare combination of open-water access, build readiness, and freedom from HOA or deed restrictions. The lot measures approximately 64 x 216 and is fully prepared for construction, with approved house plans through Hillsborough County, along with water, sewer, and electrical services already in place. Impact fees have been paid for the first 2,300 square feet of construction, saving valuable time and expense. A site and elevation survey and geotechnical survey have already been completed, providing a strong foundation for future development. Boaters will appreciate the existing seawall and 60' T-shaped dock, featuring a 13,000-pound boat lift, floating dock, and a 54-foot land-side deck—ideal for relaxing or entertaining along the water. With over 10 feet of water depth, the dock can accommodate large vessels, making trips to the bay fast and convenient. Minimal side setbacks of just 5 feet allow for greater flexibility in home design. Located near Shell Point Marina and Little Harbor, you’ll enjoy nearby restaurants, a public beach, and beautiful sunset views. From your own backyard, take in the natural beauty of the river, where dolphins, manatees, and other wildlife are frequent visitors. With extensive improvements already completed, this property places you well ahead in the building process—making it an outstanding opportunity to create your own waterfront retreat in a prime boating location.

3304 W Shell Point Road, Ruskin
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