Ruskin Homes with Boatable Water Water Frontage

Ruskin Homes with Boatable Water Water Frontage

Welcome to Ruskin, Florida—a hidden gem nestled in the heart of Hillsborough County! Known for its charming small-town atmosphere and stunning waterfront vistas, Ruskin offers a unique blend of serene living and vibrant community life. With its prime location along the scenic shores of Tampa Bay, residents enjoy easy access to beautiful beaches, lush parks, and a variety of recreational activities.

One of the most alluring features of Ruskin is its homes with boatable water frontage. Imagine waking up to the gentle sound of waves lapping at your dock, where you can easily hop on your boat for a day of fishing, kayaking, or exploring the picturesque coastline. Whether you’re an avid boater or simply appreciate the tranquility of waterfront living, these homes provide a lifestyle that is both relaxing and invigorating.

In addition to its stunning waterfront properties, Ruskin boasts a rich cultural scene, with local farmers' markets, art festivals, and community events that bring residents together. The city’s proximity to larger urban areas like Tampa and St. Petersburg means you can enjoy the best of both worlds—quiet suburban life with easy access to bustling city amenities.

With a warm climate, friendly neighbors, and a variety of outdoor activities, Ruskin is the perfect place to call home. Discover the beauty of waterfront living and explore the charming neighborhoods that make this city a desirable destination for families, retirees, and everyone in between. Come experience the magic of Ruskin and find your dream home by the water today!

Newest Ruskin Homes with Boatable Water Water Frontage

$399,000
4 Beds ⋅ 4 Baths ⋅ Pelican Point SubDv. ⋅ 33570 Zip Code
Virtually Staged. Welcome home to this unique two-story Pelican Point pool home in the heart of Ruskin! Originally built in 1968, this spacious home offers over 2,530 square feet of living space and sits on an impressive half-acre lot along the Ruskin Inlet. With 4 bedrooms and 3.5 bathrooms, the generous floor plan provides plenty of space and flexibility for everyday living and entertaining. The recently remodeled kitchen with quartz countertops opens to spacious living areas, including a large living room and family room ideal for gatherings with family and friends. The primary bedroom is located on the second floor, providing a private retreat with plenty of space. The home also features recently remodeled baths. The home features laminate flooring and tile flooring throughout. Step outside and enjoy the Florida lifestyle from your own private swimming pool and large covered patio with a wood burning fireplace, complete with a convenient pool bath. The expansive backyard leads to a private fishing pier on the Ruskin Inlet, creating a great setting for fishing, relaxing by the water, or enjoying the outdoors. A 2-car attached garage provides additional parking and storage. Conveniently located across the street from Ruskin Commongood Park and the public boat ramp, this home also offers easy access to local shopping, dining, and businesses along Tamiami Trail. Enjoy nearby attractions including Apollo Beach Preserve and the Manatee Viewing Center. Canal-front homes with this much space, a private pool, half-acre lot, and fishing pier are a rare opportunity. Act now and schedule your private showing today before this Ruskin property is sold! Bring your decorating ideas and convert this 2 Story into your ideal living space. The home is being sold in as is condition.

118 2nd Street Nw, Ruskin
$399,900
2 Beds ⋅ 1 Baths ⋅ Unplatted SubDv. ⋅ 33570 Zip Code
Discover the charm of true Florida waterfront living at this adorable riverfront cottage, where character, nature, and an incredible waterfront setting come together. This special property sits directly on the river with two private docks, natural mangroves, and a natural riprap seawall, creating a peaceful and picturesque shoreline that flows seamlessly into the river. The charming cottage has lovingly maintained its original character and offers a rare opportunity to enjoy the laid-back lifestyle of Old Florida. Mature oak trees provide shade and beauty, while the expansive grounds offer plenty of room to spread out, entertain, park an RV, or accommodate a large boat. Step outside and let the river become your backyard. Spend your days boating, fishing, relaxing on the docks, or simply taking in the ever-changing waterfront views. As evening arrives, watch manatees and playful porpoises make their way through the river while the sun sets over the beautiful mangrove vista, painting the sky in unforgettable colors. A truly special waterfront retreat—where the charm of a classic Florida cottage meets the beauty and adventure of direct riverfront living.

1609 Saffold Park Drive, Ruskin
$750,000
3 Beds ⋅ 3 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
This solidly built 3 bedrooms plus office two-story home is a fantastic fixer-upper opportunity, situated directly on a saltwater canal with a private dock and boat lift. Filled foam and concrete blocks with reinforcement and metal roof. Great installation house was not effected by the last two storms. This home exceeds code requirements. The property offers great potential for someone looking to renovate and create their own waterfront retreat while taking advantage of the existing structure and desirable location. With plenty of room for customization, this home presents an excellent opportunity to bring your vision to life and enjoy boating, fishing, and the relaxed waterfront lifestyle. The property features a large, spacious garage area that offers excellent versatility and plenty of room for vehicles, a boat, workshop space, storage, or recreational equipment. With its generous size and convenient layout, the garage provides valuable additional space and is a great feature for anyone looking for room to work, store belongings, or accommodate multiple vehicles. The home also features an owned solar panel system, offering the potential for increased energy efficiency and reduced reliance on traditional power sources. Having the solar panels owned outright adds value and provides an attractive benefit for the next owner looking to take advantage of renewable energy and potential long-term savings. Lift needs servicing and dock maybe unstable. Proceed at your own risk. Seller assumes no liability.

819 Blue Heron Boulevard, Ruskin
$385,000
1 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv. ⋅ 33570 Zip Code
"Live Where Every Day Feels Like a Vacation" Wake up to panoramic Tampa Bay views, spend your afternoons by the waterfront pool just steps from your back door, and end each evening with breathtaking Florida sunsets from your own enclosed lanai. Welcome to one of the most thoughtfully renovated residences in Little Harbor. Completely reimagined with a wide-open floor plan, this exceptional waterfront condo blends modern coastal design with the relaxed lifestyle that makes Little Harbor one of Tampa Bay's hidden gems. Rich engineered hardwood floors flow throughout the living spaces, while the beautifully redesigned kitchen opens seamlessly into the dining and living areas, creating the perfect setting for entertaining or simply enjoying the ever-changing views of the bay. Every detail was carefully considered during the renovation. The spa-inspired primary bathroom showcases stunning white onyx finishes, while custom barn doors add warmth and character to both the guest bath and the oversized laundry room—a rare feature in waterfront condos. Impact-rated windows and sliders throughout provide peace of mind while framing spectacular water views and filling the home with natural light. One of the home's most unique features is the enclosed waterfront lanai. With impact sliding windows, this versatile space functions as an extension of the living area year-round, creating the perfect spot for morning coffee, sunset cocktails, a home office, or even an additional sleeping area for guests. Step outside and you're just moments from the beautiful waterfront pool, making it feel as though your backyard is an upscale private resort. Beyond the condo itself, Little Harbor offers a lifestyle that few communities can match. Enjoy a private beach, waterfront restaurants, a tiki bar, full-service marina, high-and-dry boat storage, fishing, kayaking, walking paths, and endless opportunities to enjoy life on Tampa Bay - all just a short stroll from your front door. Whether you're searching for a primary residence, a seasonal retreat, or the ultimate waterfront getaway, this is Florida coastal living at its finest. The Resort & Club at Little Harbor is centered around a marina and private beach, with waterfront dining and resort-style amenities that make it feel like a year-round vacation. Beautifully updated. Move-in ready. Unforgettable sunsets. This isn't just another waterfront condo - it's a lifestyle you'll never want to leave.

800 Bahia Del Sol Drive Unit A, Ruskin
$300,000
2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv. ⋅ 33570 Zip Code
Live where others vacation in this FURNISHED 2/2 condo with a breathtaking, panoramic WATER VIEW and NO CARPET throughout! The covered entryway opens into the foyer, which has a coat closet for convenient storage. Move on into the kitchen, which features a BREAKFAST BAR and an interior laundry area with stacking washer/dryer. The Great Room divides the dining and living areas and opens out to the private BALCONY! The balcony includes sliders to enclose the space when desired, houses exterior storage, and provides rear access to the ground floor sitting area by the water. The spacious Primary Bedroom features its own set of sliders to the balcony, and the secondary bedroom has an extended closet. Both full bathrooms include single sink vanities. One bathroom has an interior linen closet and a shower stall, while the other has a hallway closet and a tub/shower combination. This condo is only a walk or bike ride away from beachside dining and a marina, and includes a dedicated parking space out of the sun and under the building. This could be your chance to own a piece of paradise!

819 Bahia Del Sol Drive Unit A, Ruskin
$685,000
4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1a SubDv. ⋅ 33570 Zip Code
This exclusive 4-story townhome with private elevator is in the newer Antigua Cove of the South Shore Yacht Club Community, composed of only 10 townhomes, with the remaining area made up of single-family homes, many with waterfront lots with private docks. Each of the four stories are accessible via the elevator and provides owners a variety of living spaces for total flexibility and enjoyment. Entering the unit from either the spacious 2-car garage or front door, owners and guests can enjoy a small, open multi-purpose area, a guest room/bedroom with covered patio, and a full bathroom. You can take stairs or the elevator to the second level, with a beautiful open kitchen, with a large island, dining and living areas that open to a balcony, plus a convenient half bath. Rest and relaxation are the focus of the third level, which contains the primary bedroom with a large, en-suite bathroom, two additional bedrooms, a third full bathroom, plus a laundry room with washer/dryer and plenty of storage space. Take the stairs or the elevator to the top floor, for your own private gathering/entertainment space, with great views and connection for an outdoor tv/media space and plumbed for an outdoor kitchen if desired. The Little Harbor community offers residents a private beach on Tampa Bay with views of St. Petersburg and the Sunshine Skyway bridge, two restaurants/tiki bar, two pools, fitness center, pickleball/tennis courts, two marinas with slip availability, one with high and dry storage, plus boat rentals and sightseeing/charter boat options – all with ‘no bridges to the Bay’ deep-water access. Close proximity to shopping, restaurants, medical facilities, and I-75 allow residents access to stay in the neighborhood or take easy trips to Tampa, St. Petersburg, Bradenton and Sarasota, as well as Florida theme parks and 3 international airports. Relax at the beach or pool or just enjoy being outside on one of your balconies, take a walk, bike ride, or walk to one of the waterfront restaurants and watch the beautiful sunsets over Tampa Bay – you can enjoy it all, plus have the added benefit of a more intimate experience when you live in the townhomes of Antigua Cove at Southshore Yacht Club!

3023 Bermuda Sloop Circle, Ruskin
$1,275,000
3 Beds ⋅ 3 Baths ⋅ Shell Point Sub SubDv. ⋅ 33570 Zip Code
3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."

3422 W Shell Point Road, Ruskin
$380,000
Gull Haven Sub SubDv. ⋅ 33570 Zip Code
Build your custom WATERFRONT home on this .29-acre homesite in Ruskin with no-bridge boating access to Tampa Bay. Offering approximately 110 feet of waterfront and an existing seawall, this property provides an excellent foundation for your dream home. Add a dock and boat lift to enjoy boating, fishing, kayaking, or simply relaxing on the water from your own backyard. Located on a quiet street with established waterfront homes and no homes directly across the street, you'll enjoy added privacy while remaining convenient to Tampa, St. Petersburg, Bradenton, shopping, dining, and everyday amenities. Whether you're planning your forever home or a seasonal retreat, this is a rare opportunity to create the waterfront lifestyle you've been looking for.

406 14th Street Sw, Ruskin
$949,999
3 Beds ⋅ 3 Baths ⋅ Antigua Cove Ph 1 SubDv. ⋅ 33570 Zip Code
2020 Custom Built Home on Prime 133’ Waterfront Lot with 17,000lb Boat Lift and 65’ Floating Dock on Deep Saltwater Canal with Gulf Access in the private enclave of South Shore Yacht Club! 3 Bedroom Plus Den, 3 Car-Garage, 2.5 Bathroom, Loft with 2nd Floor Balcony, Elevator, Designer Upgrades and More! Features and Upgrades Include: 17,000lb Dock with 30amp Power and Water, 65' Floating Dock, Elevator, Split Garage, GE Profile Appliance Suite with wall-mounted convection oven, cooktop, microwave/oven combo, and range hood, Custom 9'x7.5' Kitchen Island, Wood Laminate Flooring, Natural Lighting Throughout, 12' Ceilings, 8' Doors, covered lanai with a fully equipped outdoor kitchen, 2nd floor loft and balcony overlooking beautiful marina, community with Cable, Internet and Phone all included! Southshore Yacht Club is an exclusive, luxury residence, gated community just a few miles by boat on beautiful Tampa Bay to the Gulf of Mexico. Amenities include Resort Style Pool, Fitness Center, Clubhouse, Golf Cart Paths, Pickleball Court, 2 Restaurants, 2 Marinas, Beach Area and more! Enjoy the lifestyle of your dreams...beach, boating, fishing all nearby including Shell Key, Bunce's Pass, Egmont Key, Passage Key, John's Pass, Beer Can Island, Apollo Beach and more! Call Today for more details and your Private Tour!

3036 Christophers Watch Lane, Ruskin
$535,000
5 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 3 SubDv. ⋅ 33570 Zip Code
Welcome to Sunset Haven. Tucked inside the gated Mira Lago community in Ruskin, this 2013-built 5-bedroom, 3-bath home delivers 3,232 square feet of easy Florida living at just $170 per square foot — a rare combination of space, quality, and value. Step through the front door and the volume ceilings and open layout immediately open the space up. Formal living and dining flow naturally into a gourmet kitchen with rich 42" espresso cabinets, granite counters, stainless appliances, a breakfast bar, and a built-in desk nook that actually works for everyday life. The split-bedroom plan is perfectly laid out for large families, giving everyone room to spread out while still keeping the household connected and private. The primary suite is the real retreat: a sitting area, dual walk-in closets, a garden soaking tub, a walk-in tiled shower, and dual granite vanities. It’s the kind of room you don’t mind disappearing into at the end of the day. Already paid for and working hard for you: • 40 solar panels that have dramatically cut the electric bills • Culligan whole-home water purification • Hybrid water heater • Zoned high-efficiency AC • Hurricane protection • In-wall pest control Out back, a fully fenced yard (dogs will love it), four 4×16 raised garden beds ready for planting, and a gate that opens straight to lake fishing. The real showstopper? Watching the fountain light up against the sunset from your own backyard. Mira Lago itself is the kind of neighborhood that feels like a small resort — gated entry, resort-style pool, playground, and a genuine sense of community. You’ll find a strong military presence here, with many active-duty and retired families from MacDill AFB (about 45 minutes) calling it home. Downtown Tampa is roughly 35 minutes away, and some of the best Gulf beaches in the country — Fort DeSoto, St. Pete Beach, Clearwater — are an easy drive. Solar and Culligan systems are fully paid off. No loans to assume. All information believed accurate; buyers are encouraged to verify independently.

408 19th Street Nw, Ruskin
$335,000
2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 02 SubDv. ⋅ 33570 Zip Code
WATERFRONT town home w/ metal roof, concrete construction and 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor. VIEW TOUR 2 for aerial video of the Little Harbor community. This destination resort type lifestyle offers an on-site white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, newly constructed fishing pier and private outdoor seating area with a fire feature, heated swimming pool, tennis courts, pickle ball courts, clubhouse with fitness center, 2 deep water marinas, high & dry storage w/ slip availability. BOATERS paradise- direct access to the Bay/Gulf-no lifts or bridges. Freedom Boat Club on-site. Nature enthusiasts use the recently constructed community boat launch for canoeing/kayaking on the RIVER & canals, while enjoying dolphin and manatee sightings. Of course, with the location of this particular town home you never have to leave home to enjoy manatee and dolphin sightings. It is literally Manatee Haven with as many as 10-25 sightings per day as these gentle giants frolic and entertain just feet from your terrace as you watch in wonder and delight! Enjoy an Eco Tour in the afternoon or a Sunset Cruise aboard the Latitudes Pontoon with or without a dining option. Additional water sports include Paddle boards and Jet Ski's available for rent. FISHING mecca with a multitude of fishing charter selections or fish directly off the recently completed amazing community Pier. Great primary or secondary home or investment with minimum rentals being daily - perfect for AIRBNB. Highly desirable location to enjoy the breathtaking sunsets. The town home's recent upgrades include luxury vinyl plank on both the stairway as well as the second floor, new living room furniture, along with the refrigerator, dishwasher, stackable washer/dryer and A/C being nearly new at less than a year old. This move-in ready home awaits the next fortunate owner with its inviting beach design vibe while providing the ultimate in comfort and relaxation. As a bonus, additional entertaining space provided in garage with dining table, chairs and mounted TV. Convenient location-approximately half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, & golf courses all nearby. The taxes include the CDD. Don't miss out on this immaculately kept home - call TODAY to schedule an appointment!

3273 Mangrove Point Drive, Ruskin
$675,000
3 Beds ⋅ 2 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
Welcome to the ultimate waterfront retreat! Completely remodeled in 2025, this terrific rambler is classic Florida living. Boasting exceptional curb appeal with its circular driveway, the move-in-ready 3-bedroom, 2-bathroom layout features tile flooring throughout, a bright and spacious living room, a large family room, an inside utility space, and a well-appointed kitchen. The entire home is designed to draw your eyes straight toward the back, where you’re greeted by wide-open, breathtaking views of your Little Manatee River frontage. Step outside onto the massive covered patio—the perfect spot to entertain or unwind—which overlooks an expansive, fully fenced yard with a storage shed, irrigation system, and plenty of room to add a pool. For boating enthusiasts, the property is a dream come true, featuring a brand-new seawall and a private boat dock with a 10,000-lb lift, offering completely bridge-free access to Tampa Bay and the Gulf. Complete with a new roof, hurricane-rated windows, a new water heater, a water softener, and two 12-foot gates for effortless RV parking, this marvelous home truly has it all.

806 Blue Heron Boulevard, Ruskin
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