Ruskin Homes with Canal - Saltwater Frontage

Ruskin Homes with Canal - Saltwater Frontage

Welcome to Ruskin, Florida – a hidden gem nestled in the heart of Hillsborough County, where the charm of coastal living meets the serene beauty of nature. Known for its picturesque waterfront views and a vibrant community spirit, Ruskin is a haven for those seeking a tranquil lifestyle infused with the joys of outdoor recreation. With its close proximity to Tampa Bay, residents enjoy easy access to urban amenities while savoring the peaceful ambiance of this delightful town.

One of the standout features of Ruskin is its stunning homes with canal and saltwater frontage. Imagine waking up each morning to the gentle sounds of lapping water and the sight of boats gliding by your back door. These properties offer not just a home, but a lifestyle. With direct access to the shimmering waters of the Gulf, you can indulge in fishing, kayaking, or simply relaxing on your deck while watching the sunset paint the sky in vibrant hues.

The real estate options in Ruskin are as diverse as its residents, ranging from cozy bungalows to luxurious waterfront estates. Each home with canal access presents unique opportunities for outdoor entertaining, family gatherings, and creating lasting memories. The lush landscapes and well-maintained surroundings enhance the appeal, making it a perfect choice for families, retirees, or anyone looking to embrace the Florida lifestyle.

In Ruskin, you’ll find a warm community that welcomes newcomers with open arms, offering a blend of small-town charm and modern conveniences. Come explore the beauty and possibilities of Ruskin, where your dream home by the water awaits!

Newest Ruskin Homes with Canal - Saltwater Frontage

$380,000
Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
Premium Waterfront 3/4-Acre Homesite on Ruskin Inlet — Direct Access to Tampa Bay & the Gulf A rare opportunity to own a beautiful 3/4-acre vacant waterfront property overlooking the Ruskin Inlet, offering direct access to Tampa Bay and the Gulf of Mexico. This oversized homesite sits in a quiet, established community that still carries the peaceful Old Florida feel — mature trees, gentle breezes, and wide-open water views. Property Highlights Expansive 3/4-acre waterfront lot with stunning views of the Ruskin Inlet Direct boating access to Tampa Bay and the Gulf Electric, water, and sewer available — ready for your dream home No CDDs or HOAs — enjoy freedom and flexibility One folio with potential to split into two buildable lots (county approval required) Property Highlights Expansive 3/4-acre waterfront lot with stunning views of the Ruskin Inlet, Direct boating access to Tampa Bay and the Gulf Electric, water, and sewer available — ready for your dream home No CDDs or HOAs — enjoy freedom and flexibility One folio with potential to split into two buildable lots (county approval required) Previous home removed — the property is cleared for new construction Quiet, charming community with an authentic Old Florida atmosphere Why This Property Stands Out This is one of the few remaining large waterfront parcels in the area with no deed restrictions and no CDD fees. Whether you envision a private estate, two custom homes, or a coastal retreat, this property offers unmatched versatility and value.

409 1st Avenue Nw, Ruskin
$399,000
4 Beds ⋅ 4 Baths ⋅ Pelican Point SubDv. ⋅ 33570 Zip Code
Virtually Staged. Welcome home to this unique two-story Pelican Point pool home in the heart of Ruskin! Originally built in 1968, this spacious home offers over 2,530 square feet of living space and sits on an impressive half-acre lot along the Ruskin Inlet. With 4 bedrooms and 3.5 bathrooms, the generous floor plan provides plenty of space and flexibility for everyday living and entertaining. The recently remodeled kitchen with quartz countertops opens to spacious living areas, including a large living room and family room ideal for gatherings with family and friends. The primary bedroom is located on the second floor, providing a private retreat with plenty of space. The home also features recently remodeled baths. The home features laminate flooring and tile flooring throughout. Step outside and enjoy the Florida lifestyle from your own private swimming pool and large covered patio with a wood burning fireplace, complete with a convenient pool bath. The expansive backyard leads to a private fishing pier on the Ruskin Inlet, creating a great setting for fishing, relaxing by the water, or enjoying the outdoors. A 2-car attached garage provides additional parking and storage. Conveniently located across the street from Ruskin Commongood Park and the public boat ramp, this home also offers easy access to local shopping, dining, and businesses along Tamiami Trail. Enjoy nearby attractions including Apollo Beach Preserve and the Manatee Viewing Center. Canal-front homes with this much space, a private pool, half-acre lot, and fishing pier are a rare opportunity. Act now and schedule your private showing today before this Ruskin property is sold! Bring your decorating ideas and convert this 2 Story into your ideal living space. The home is being sold in as is condition.

118 2nd Street Nw, Ruskin
$399,900
2 Beds ⋅ 1 Baths ⋅ Unplatted SubDv. ⋅ 33570 Zip Code
Discover the charm of true Florida waterfront living at this adorable riverfront cottage, where character, nature, and an incredible waterfront setting come together. This special property sits directly on the river with two private docks, natural mangroves, and a natural riprap seawall, creating a peaceful and picturesque shoreline that flows seamlessly into the river. The charming cottage has lovingly maintained its original character and offers a rare opportunity to enjoy the laid-back lifestyle of Old Florida. Mature oak trees provide shade and beauty, while the expansive grounds offer plenty of room to spread out, entertain, park an RV, or accommodate a large boat. Step outside and let the river become your backyard. Spend your days boating, fishing, relaxing on the docks, or simply taking in the ever-changing waterfront views. As evening arrives, watch manatees and playful porpoises make their way through the river while the sun sets over the beautiful mangrove vista, painting the sky in unforgettable colors. A truly special waterfront retreat—where the charm of a classic Florida cottage meets the beauty and adventure of direct riverfront living.

1609 Saffold Park Drive, Ruskin
$750,000
3 Beds ⋅ 3 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
This solidly built 3 bedrooms plus office two-story home is a fantastic fixer-upper opportunity, situated directly on a saltwater canal with a private dock and boat lift. Filled foam and concrete blocks with reinforcement and metal roof. Great installation house was not effected by the last two storms. This home exceeds code requirements. The property offers great potential for someone looking to renovate and create their own waterfront retreat while taking advantage of the existing structure and desirable location. With plenty of room for customization, this home presents an excellent opportunity to bring your vision to life and enjoy boating, fishing, and the relaxed waterfront lifestyle. The property features a large, spacious garage area that offers excellent versatility and plenty of room for vehicles, a boat, workshop space, storage, or recreational equipment. With its generous size and convenient layout, the garage provides valuable additional space and is a great feature for anyone looking for room to work, store belongings, or accommodate multiple vehicles. The home also features an owned solar panel system, offering the potential for increased energy efficiency and reduced reliance on traditional power sources. Having the solar panels owned outright adds value and provides an attractive benefit for the next owner looking to take advantage of renewable energy and potential long-term savings. Lift needs servicing and dock maybe unstable. Proceed at your own risk. Seller assumes no liability.

819 Blue Heron Boulevard, Ruskin
$939,999
3 Beds ⋅ 3 Baths ⋅ Antigua Cove Ph 1 SubDv. ⋅ 33570 Zip Code
2020 Custom Built Home on Prime 133’ Waterfront Lot with 17,000lb Boat Lift and 65’ Floating Dock on Deep Saltwater Canal with Gulf Access in the private enclave of South Shore Yacht Club! 3 Bedroom Plus Den, 3 Car-Garage, 2.5 Bathroom, Loft with 2nd Floor Balcony, Elevator, Designer Upgrades and More! Features and Upgrades Include: 17,000lb Dock with 30amp Power and Water, 65' Floating Dock, Elevator, Split Garage, GE Profile Appliance Suite with wall-mounted convection oven, cooktop, microwave/oven combo, and range hood, Custom 9'x7.5' Kitchen Island, Wood Laminate Flooring, Natural Lighting Throughout, 12' Ceilings, 8' Doors, covered lanai with a fully equipped outdoor kitchen, 2nd floor loft and balcony overlooking beautiful marina, community with Cable, Internet and Phone all included! Southshore Yacht Club is an exclusive, luxury residence, gated community just a few miles by boat on beautiful Tampa Bay to the Gulf of Mexico. Amenities include Resort Style Pool, Fitness Center, Clubhouse, Golf Cart Paths, Pickleball Court, 2 Restaurants, 2 Marinas, Beach Area and more! Enjoy the lifestyle of your dreams...beach, boating, fishing all nearby including Shell Key, Bunce's Pass, Egmont Key, Passage Key, John's Pass, Beer Can Island, Apollo Beach and more! Call Today for more details and your Private Tour!

3036 Christophers Watch Lane, Ruskin
$335,000
2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 02 SubDv. ⋅ 33570 Zip Code
WATERFRONT town home w/ metal roof, concrete construction and 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor. VIEW TOUR 2 for aerial video of the Little Harbor community. This destination resort type lifestyle offers an on-site white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, newly constructed fishing pier and private outdoor seating area with a fire feature, heated swimming pool, tennis courts, pickle ball courts, clubhouse with fitness center, 2 deep water marinas, high & dry storage w/ slip availability. BOATERS paradise- direct access to the Bay/Gulf-no lifts or bridges. Freedom Boat Club on-site. Nature enthusiasts use the recently constructed community boat launch for canoeing/kayaking on the RIVER & canals, while enjoying dolphin and manatee sightings. Of course, with the location of this particular town home you never have to leave home to enjoy manatee and dolphin sightings. It is literally Manatee Haven with as many as 10-25 sightings per day as these gentle giants frolic and entertain just feet from your terrace as you watch in wonder and delight! Enjoy an Eco Tour in the afternoon or a Sunset Cruise aboard the Latitudes Pontoon with or without a dining option. Additional water sports include Paddle boards and Jet Ski's available for rent. FISHING mecca with a multitude of fishing charter selections or fish directly off the recently completed amazing community Pier. Great primary or secondary home or investment with minimum rentals being daily - perfect for AIRBNB. Highly desirable location to enjoy the breathtaking sunsets. The town home's recent upgrades include luxury vinyl plank on both the stairway as well as the second floor, new living room furniture, along with the refrigerator, dishwasher, stackable washer/dryer and A/C being nearly new at less than a year old. This move-in ready home awaits the next fortunate owner with its inviting beach design vibe while providing the ultimate in comfort and relaxation. As a bonus, additional entertaining space provided in garage with dining table, chairs and mounted TV. Convenient location-approximately half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, & golf courses all nearby. The taxes include the CDD. Don't miss out on this immaculately kept home - call TODAY to schedule an appointment!

3273 Mangrove Point Drive, Ruskin
$169,000
1 Beds ⋅ 1 Baths ⋅ Island Resort At Mariners Club SubDv. ⋅ 33570 Zip Code
Now is your chance to own a turnkey, fully furnished WATERFRONT condo in the master planned community of Little Harbor. This beautifully updated and spacious condo with its king size bed, couch, full size refrigerator, microwave, and dining table and chairs provides a comfortable stay for owners/guests who relish Resort style amenities. The balcony welcomes you morning or night to enjoy coffee/refreshments as you watch motor yachts and majestic sailboats traveling to and from the open waters of Tampa Bay. Within a few steps walk to one of two heated pools and two waterfront restaurants. This unique community located directly on Tampa Bay has a half mile of white sand BEACH, a playground, bocce and shuffleboard, a basketball court, tennis and pickleball courts, fitness center, clubhouse, and the two heated swimming pools. A beach front expanded tiki bar, indoor restaurant, as well as outdoor patio seating offer extraordinary Sunsets and live music weekly. See TOUR 2 for Little Harbor community aerial. This destination Resort type of lifestyle also has 2 deep water marinas along with a high & dry with slip availability. Freedom Boat Club is an additional option located on the property. A BOATER'S paradise with direct access to the Bay/Gulf. Nature enthusiasts enjoy canoeing & kayaking on the River and canals. FISHING mecca with daily charters also available. Onsite rentals of watersports - paddle boards, jet skis, etc. This condo represents an excellent opportunity as a vacation property, second home or investment. Property management available - DAILY rentals allowed - or can be self-managed. Convenient location - approximately a half hour drive to Tampa, St. Petersburg, Sarasota. Shopping, hospitals, restaurants, and golf courses nearby. Taxes INCLUDE CDD. Don’t hesitate another minute - call today to schedule an appointment to view this lovingly maintained condo and start enjoying the Florida lifestyle!

611 Destiny Drive Unit 403, Ruskin
$1,075,000
6 Beds ⋅ 5 Baths ⋅ Ruskin City Map Of SubDv. ⋅ 33570 Zip Code
The world is your oyster and so is this dwelling located at 815 2nd Avenue NW in Ruskin, Florida. Experience true Florida waterfront living at its finest in this one of a kind 6-bedroom, 5-bathroom, coastal estate offering direct access to the Bay. It’s nestled on a beautifully landscaped gated property, this unrivaled residence blends privacy, recreation, and everything required to live the good life on this lavish waterfront sanctuary. Boating enthusiasts will be stoked with the private dock and boat port making it a breeze to spend your days on the open water. Guests can unwind on their own private sandy shore and gather around the waterfront firepit to take in the ambiance of Florida’s exceptional nature and sunsets. This home features over 5,000 square feet of expansive living areas, generously sized bedrooms, and an open concept layout that is optimal for entertaining. Also included are two full kitchens perfect for hosting extended family or multi-generational living. That is not including the kitchen that is located in the attached guest house that also features a private entrance, immense bedroom, full bathroom, living room, and dining room. A fully equipped professional-style gym and versatile floor plan further enhance the home’s appeal. No HOA or CDD fees, ample space for boats and RVs, and prime waterfront location. This property is a rare opportunity ideal as a luxury residence, family compound, or investment. There is a commercial property that is zoned PD-MU with .21 of an acre that is at 826 West Shell Point with a separate folio. This is adjacent on the north side of the property that can be purchased for an additional $200,000, which allows for boundless opportunities. Contact us for your private showing.

815 2nd Avenue Nw, Ruskin
$539,900
4 Beds ⋅ 2 Baths ⋅ Point Heron SubDv. ⋅ 33570 Zip Code
Virtually Staged. ***One or more photos were virtually staged***Welcome to the Florida waterfront lifestyle you’ve been dreaming of at 802 White Heron Blvd. in Ruskin! From your own backyard, you can launch a kayak or paddleboard, keep your boat at your PRIVATE DOCK, head out for a day of fishing or boating, and enjoy DIRECT TAMPA BAY ACCESS without ever having to trailer your water toys to a boat ramp. With NO HOA, NO CDD, 4 BEDROOMS, and plenty of room for RV AND BOAT PARKING, this home offers the freedom, convenience, and coastal lifestyle that are becoming increasingly hard to find. When you’re not out on the water, relax on the lanai, entertain family and friends, enjoy dinner outdoors, or simply unwind while taking in the peaceful waterfront setting. This home was designed for easy Florida indoor-outdoor living and gives you the opportunity to make every day feel like a vacation. In addition to the incredible waterfront lifestyle, this home has undergone an extensive renovation with major improvements already completed. Updates include a NEW ROOF in 2022, a COMPLETE HOUSE REWIRE with NEW ELECTRICAL PANEL, NEW HVAC SYSTEM, and NEW INSULATION in the walls and ceilings with CORE FOAM for enhanced energy efficiency. The interior also features ALL NEW DRYWALL with a LEVEL 5 SMOOTH FINISH, NEW 2" FAUX WOOD BLINDS, ALL NEW TILE FLOORING THROUGHOUT, and ALL NEW LED CAN LIGHTING. Energy efficiency and storm protection were also a priority, with ALL NEW M/I BRAND VINYL WINDOWS that are HURRICANE IMPACT RATED, along with NEW ENERGY-EFFICIENT EXTERIOR FRENCH DOORS featuring HURRICANE IMPACT-RATED GLASS and BUILT-IN BLINDS, which may also help qualify for insurance discounts. The completely remodeled kitchen is beautifully finished with REAL WOOD SOFT-CLOSE CABINETRY AND DRAWERS and HIGH-END QUARTZ COUNTERTOPS, creating a fresh, stylish space for everyday living and entertaining. Outside, NEW MARINE-GRADE DECKING has been installed on the dock, adding another thoughtful upgrade to this waterfront property. NO HOA. NO CDD. YOUR OWN PRIVATE DOCK. DIRECT TAMPA BAY ACCESS. ROOM FOR THE BOAT AND RV. Bring the boat, kayaks, paddleboards, fishing gear, and RV—and start enjoying the Florida waterfront lifestyle right from your own home. (All renovations were done in 2025 except the roof which was done in 2022.)

802 White Heron Boulevard, Ruskin
$625,000
3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv. ⋅ 33570 Zip Code
805 Leisey Circle offers a rare opportunity to own a move in ready waterfront home with direct access to Tampa Bay. HOME HAS NEVER FLOODED. 2 YEAR HOME WARRANTY INCLUDED. Situated on the Ruskin Inlet, the property features 124 feet of deep water frontage, a private dock with room for your boat, an expansive waterfront deck, and an elevated homesite. The 3 bedroom, 2 bathroom floor plan includes a remodeled kitchen with high end appliances, renovated bathrooms, premium flooring throughout, updated windows, and a spacious primary suite with dual vanities and a walk in shower. Recent improvements include a roof and exterior paint completed in 2022, a rescreened lanai, recently reinforced seawall and freshly painted deck. Home has never been flooded. With no HOA, no CDD fees, and no rental restrictions, owners have the flexibility to use the property as a primary residence, second home, or investment. Enough space for a future pool while still leaving plenty of room for an RV and other recreational vehicles. Conveniently located near waterfront dining, beaches, and open water access, this property combines updated living space with the benefits of true Florida waterfront living.

805 Leisey Circle, Ruskin
$499,900
3 Beds ⋅ 2 Baths ⋅ North Branch Shores SubDv. ⋅ 33570 Zip Code
TURNKEY COASTAL LUXURY: Completely Reimagined 3/2 Waterfront Oasis with Direct Tampa Bay Access! An absolute showstopper on the water! Skip the renovation stress—this solid BLOCK home has been completely stripped down, beautifully redesigned, and expanded into a stunning 3-bedroom, 2-bathroom coastal masterpiece. Sitting on over a quarter-acre lot with a massive 139 feet of saltwater canal frontage, this property perfectly blends high-end modern design with the ultimate Florida outdoor lifestyle. The Interior: Step into a bright open floor plan featuring wood-look tile floors throughout, a custom wood-slat media wall, and a gorgeous main bath with a reeded wood double vanity. The chef’s kitchen boasts an oversized waterfall island, premium stainless appliances, and chic subway tile. Stay tech-forward with a Nest thermostat and a 240V EV charging outlet in the driveway. The Backyard Playground: Enjoy a brand-new turf putting green, fire pit lounge, fresh landscaping, and new privacy fencing. Dolphins and manatees literally come visit in the canal out back! For boaters, it’s just minutes to Tampa Bay from your private boathouse, featuring a 10,000-lb sling lift (2023) with brand-new cables just installed last month, and a new boathouse roof (2024). Plus, there is a massive 18'x20' powered metal shed with a storage loft for all your gear. Peace of Mind: Fully rewired with a brand-new electrical panel (2025), impact windows, updated plumbing (2021), HVAC (2019), and roof (2017). This is the turnkey waterfront paradise you've been waiting for

103 W North Branch Road, Ruskin
$475,000
3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv. ⋅ 33570 Zip Code
**Waterfront Living on the Ruskin Inlet | Direct Access to Tampa Bay | No HOA | No CDD** Welcome to 803 Leisey Circle, where waterfront views, direct Tampa Bay access, and the freedom of no HOA or CDD fees come together to create the ultimate Florida boating lifestyle. Nestled along the picturesque Ruskin Inlet, this beautifully maintained 3-bedroom, 2-bathroom waterfront residence offers an exceptional opportunity to enjoy life on the water. Positioned on a deep-water, wide canal with a private dock, you'll have easy access to Tampa Bay for boating, fishing, kayaking, paddleboarding, and unforgettable sunset cruises right from your backyard. Inside, the home showcases a bright and inviting layout designed to maximize its stunning waterfront setting. New tile flooring flows throughout the entire home, providing a modern, cohesive look with absolutely no carpet. Expansive windows frame tranquil water views from nearly every main living space, including the primary suite, living room, dining room, kitchen, and the spacious covered lanai. The renovated kitchen serves as the heart of the home, featuring granite countertops, abundant cabinetry, and a full suite of brand-new appliances. Whether preparing a casual breakfast before heading out on the boat or entertaining guests, you'll appreciate both the functionality and the scenic water views. The primary suite offers a peaceful waterfront retreat where you can wake each morning to sparkling inlet views. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the oversized screened lanai, where indoor and outdoor living seamlessly blend together. This expansive space is ideal for morning coffee, waterfront dining, evening cocktails, or simply relaxing while watching dolphins, manatees, and coastal wildlife pass by. Designed for peace of mind and long-term value, the home features impact-rated windows, a durable metal roof, HVAC system replaced in 2018, water heater installed in 2025, and recent updates throughout. The lanai roof was also refreshed in 2026. Located in the heart of Ruskin's waterfront community, you'll enjoy convenient access to local marinas, waterfront restaurants, shopping, parks, and beaches while remaining just a short drive from I-75, downtown Tampa, Tampa International Airport, St. Petersburg, and Florida's Gulf Coast attractions. Whether you're searching for a year-round residence, seasonal retreat, or waterfront getaway, this rare Ruskin Inlet property delivers the boating lifestyle so many dream about?with no HOA restrictions standing in the way. Bring your boat, your fishing poles, and your Florida dreams. Whether you're seeking weekend adventures on Tampa Bay, sunset cruises from your private dock, or simply a peaceful waterfront setting to call home, 803 Leisey Circle offers an opportunity to embrace the lifestyle you've been waiting for. Schedule your private showing today and experience firsthand why life on the Ruskin Inlet is one of Tampa Bay's best-kept secrets.

803 Leisey Circle, Ruskin
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