Ruskin Homes with Buyer Approval Required Community Features

Ruskin Homes with Buyer Approval Required Community Features

Welcome to Ruskin, Florida – a hidden gem nestled in the heart of Hillsborough County! This vibrant town, located just south of Tampa, offers a unique blend of coastal charm and suburban convenience. With its stunning waterfront views along the serene shores of Tampa Bay, Ruskin invites residents to enjoy a laid-back lifestyle surrounded by nature and community spirit.

Ruskin is known for its rich agricultural heritage, with local farms and markets offering fresh produce and a taste of Florida’s bountiful offerings. Outdoor enthusiasts will find plenty to love here, from the picturesque parks and nature reserves to the nearby beaches, perfect for weekend getaways. The town is also home to a variety of dining options, from casual eateries to delightful seafood restaurants, ensuring that there’s something to satisfy every palate.

For those considering a move to this charming community, be sure to explore homes within the Buyer Approval Required communities. These neighborhoods prioritize a sense of belonging and security, fostering a close-knit atmosphere where residents can build lasting friendships. With community features such as well-maintained parks, recreational facilities, and organized events, you’ll find that life in Ruskin is not just about finding a house, but creating a home.

Whether you’re a first-time buyer or looking to settle down in a peaceful environment, Ruskin offers a variety of housing options to meet your needs. Experience the warmth of this coastal town and discover why so many choose to call Ruskin home!

Newest Ruskin Homes with Buyer Approval Required Community Features

$277,500
3 Beds ⋅ 2 Baths ⋅ Bahia Lakes Ph 3 SubDv. ⋅ 33570 Zip Code
Welcome to Bahia Lakes, where everyday living feels relaxed, comfortable, and connected to the Florida lifestyle. This inviting single-story Ryland home offers the kind of layout that simply makes life easy open, airy spaces, beautiful high ceilings, and a primary suite conveniently located on the main level. Step outside and imagine the possibilities. The spacious backyard is a beautiful blank canvas ready to become your own private retreat, whether you envision a pool, an outdoor kitchen, lush tropical landscaping, a peaceful garden, or simply a place to unwind while enjoying tranquil pond views. Perfectly sized for comfortable living without unnecessary upkeep, this home offers a wonderful balance of indoor and outdoor space in an established community conveniently located in the Ruskin area. Bahia Lakes offers that special feeling of coming home, slowing down, and enjoying the Florida lifestyle right outside your door. The community offers a community pool, playground and a fitness trail that wraps around the community. Come see the possibilities and imagine making Bahia Lakes your next place to call home.

803 Parker Den Drive, Ruskin
$385,000
1 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv. ⋅ 33570 Zip Code
"Live Where Every Day Feels Like a Vacation" Wake up to panoramic Tampa Bay views, spend your afternoons by the waterfront pool just steps from your back door, and end each evening with breathtaking Florida sunsets from your own enclosed lanai. Welcome to one of the most thoughtfully renovated residences in Little Harbor. Completely reimagined with a wide-open floor plan, this exceptional waterfront condo blends modern coastal design with the relaxed lifestyle that makes Little Harbor one of Tampa Bay's hidden gems. Rich engineered hardwood floors flow throughout the living spaces, while the beautifully redesigned kitchen opens seamlessly into the dining and living areas, creating the perfect setting for entertaining or simply enjoying the ever-changing views of the bay. Every detail was carefully considered during the renovation. The spa-inspired primary bathroom showcases stunning white onyx finishes, while custom barn doors add warmth and character to both the guest bath and the oversized laundry room—a rare feature in waterfront condos. Impact-rated windows and sliders throughout provide peace of mind while framing spectacular water views and filling the home with natural light. One of the home's most unique features is the enclosed waterfront lanai. With impact sliding windows, this versatile space functions as an extension of the living area year-round, creating the perfect spot for morning coffee, sunset cocktails, a home office, or even an additional sleeping area for guests. Step outside and you're just moments from the beautiful waterfront pool, making it feel as though your backyard is an upscale private resort. Beyond the condo itself, Little Harbor offers a lifestyle that few communities can match. Enjoy a private beach, waterfront restaurants, a tiki bar, full-service marina, high-and-dry boat storage, fishing, kayaking, walking paths, and endless opportunities to enjoy life on Tampa Bay - all just a short stroll from your front door. Whether you're searching for a primary residence, a seasonal retreat, or the ultimate waterfront getaway, this is Florida coastal living at its finest. The Resort & Club at Little Harbor is centered around a marina and private beach, with waterfront dining and resort-style amenities that make it feel like a year-round vacation. Beautifully updated. Move-in ready. Unforgettable sunsets. This isn't just another waterfront condo - it's a lifestyle you'll never want to leave.

800 Bahia Del Sol Drive Unit A, Ruskin
$104,000
2 Beds ⋅ 2 Baths ⋅ Ruskin Colony Farms 3rd Add SubDv. ⋅ 33570 Zip Code
TURNKEY FLORIDA OASIS!! GATED 55+ COMMUNITY. Move right into this spacious, FULLY FURNISHED 2BR/2BA home with CARPORT, FLORIDA ROOM, LANAI and WORKSHOP. Lots of natural light with a bright OPEN FLOOR PLAN, large kitchen, dining and living room combo. Private guest suite featuring a dual access full bathroom with TUB/SHOWER combo. PRIMARY ENSUITE with tub/shower combo. Expansive FLORIDA ROOM with a designated AC unit could double as a THIRD BEDROOM if you like. Large custom built SCREENED LANAI for outdoor relaxation comes fully furnished as well with outdoor seating arrangement. 2-CAR CARPORT and a handy WORKSHOP/laundry room combination. Updated SUBFLOORS and recently maintained METAL ROOF for peace of mind. Fun loving 55+ community, community pool, recreation area, and shuffleboard courts available for your pleasure. Home is located directly across from the community pool and shuffleboard courts! Plus, you're just 30 minutes from the beach, Downtown Tampa, Sarasota and the airport. Comes FULLY FURNISHED, just bring your suitcase!!! Cats and SERVICE ANIMALS WELCOME. Request your showing today. You deserve this!!

1710 7th Street Sw Unit 2, Ruskin
$275,000
3 Beds ⋅ 2 Baths ⋅ Bahia Lakes Ph 02 SubDv. ⋅ 33570 Zip Code
$5,000. towards closing costs and pre-paids, close day 9/30/2026. Opportunity is knocking! This spacious 3-bedroom, 2-bath home offers nearly 1,900 square feet of living space, which includes a dedicated office, additional formal dining room or flex space and a 2 car garage. Situated on a corner lot, the home features granite countertops, stainless steel appliances and breakfast bar island. This functional floor plan provides plenty of room to make it your own and the peace of mind of a new roof installed in 2025 - plus -a home warranty is also included! Ready for a fresh new look, this home offers a fantastic opportunity to build instant equity with cosmetic updates and personal touches. Priced to sell fast, it's an excellent option for buyers looking for space, value, and potential. Bahia Lakes residents enjoy a community pool and cabana, parks & recreational areas and poolside pavilion overlooking the lake. The convenient South Shore location places you just minutes from I-75 and US-41 for an easy commute to Tampa, Bradenton, Sarasota, and MacDill Air Force Base. You'll also be close to shopping, dining, waterfront parks, and marinas. Enjoy waterfront sunsets and casual dining at nearby Sunset Grill, or experience authentic Cuban cuisine at Ybor Grille—just two of the local favorites that make Tampa Bay such a wonderful place to call home. Florida's beautiful Gulf Coast beaches are also within easy reach for weekend adventures. Don't miss this incredible opportunity to add your own personal touch and create the home you've always envisioned. Schedule your private showing today!

820 Parker Den Drive, Ruskin
$324,000
3 Beds ⋅ 2 Baths ⋅ Bahia Lakes Ph 1 SubDv. ⋅ 33570 Zip Code
Welcome to 1111 Seminole Sky Drive in the desirable Bahia Lakes community! This well-maintained 3-bedroom, 2-bath home offers 1,360 square feet of comfortable living space with an open-concept floor plan designed for today's lifestyle. Soaring ceilings and abundant natural light create a bright, inviting atmosphere from the moment you step inside. The spacious kitchen is the heart of the home, featuring granite countertops, 42-inch cabinetry with crown molding, stainless steel appliances, a breakfast bar, and pantry, all overlooking the living and dining areas?perfect for entertaining family and friends. The split-bedroom layout provides privacy, with a generous primary suite offering a walk-in closet and private bath. Two additional bedrooms and a full bath provide flexibility for guests, a home office, or growing families. Enjoy Florida living year-round in the screened lanai overlooking a fully fenced backyard with no rear neighbors, creating a peaceful setting for relaxing, grilling, or entertaining. Additional highlights include hurricane-impact windows, solar panels for enhanced energy efficiency, a two-car garage, and mature landscaping. Residents of Bahia Lakes enjoy outstanding community amenities including a resort-style pool, playground, scenic walking paths, and convenient access to marinas, Little Harbor, shopping, dining, beaches, and major highways for an easy commute to Tampa, St. Petersburg, and Sarasota. This move-in-ready home offers the perfect combination of comfort, value, and location. Schedule your private showing today!

1111 Seminole Sky Drive, Ruskin
$399,900
6 Beds ⋅ 3 Baths ⋅ Hawks Point Ph S-2 SubDv. ⋅ 33570 Zip Code
NEW ROOF being installed in August! Welcome Home: A 6-Bedroom Retreat with Room for Everyone! Space. Storage. Privacy. This 2-story, 6-bedroom, 3-bathroom home offers over 3,000 SQFT of thoughtfully designed living space — and it truly feels HUGE from the moment you walk in! Step inside to an OPEN FLOOR PLAN with HIGH CEILINGS and LVP FLOORING flowing through almost every room. The kitchen is an entertainer's dream — with TONS of cabinet space, TWO walk-in pantry areas, and a cozy eat-in space for casual mornings. You'll also have both a living room AND a separate family room/dining combo, so there's always room to spread out — whether it's movie night, a home office day, or hosting the whole family. Need a guest suite? There's a bedroom and full bathroom right on the first floor — perfect for visitors, in-laws, or multi-generational living. Upstairs, the primary suite is a true retreat, featuring TWO WALK-IN CLOSETS (so nobody has to share!), a garden tub, a separate standing shower, and dual sinks. The laundry room is conveniently located upstairs too, along with a room that's already been transformed into the perfect home office. And don't miss the adorable under-the-stairs nook turned into a second home, perfect for a playhouse or doggie home, but easily converted into extra storage if you need it! Out back, your SCREENED-IN LANAI overlooks a peaceful reserve, meaning NO REAR NEIGHBORS — just privacy and green space that makes your lot feel twice as large. The HVAC and hot water heater have BOTH been updated within the last couple of years! Plus Storm Windows. This home sits in a GATED community with a RESORT-STYLE POOL, playground, and LOW HOA fees — and you're just 4 MINUTES from I-75, making commutes to Tampa or Sarasota a breeze. Homes with this much space, privacy, and updates don't come around often — you need to see this one TODAY! *Eligible for several 0 down payment loan options*

909 Meadow Glade Drive, Ruskin
$409,000
4 Beds ⋅ 4 Baths ⋅ Shell Cove Ph 2 SubDv. ⋅ 33570 Zip Code
BACK ON THE MARKET BUYERS LOSS IS YOUR GAIN! Welcome to 528 Ocean Spray Drive, a move-in-ready 2021 home in the desirable Shell Cove community. Offering 4 bedrooms, 3.5 bathrooms and 2,820 square feet, this spacious home features an open-concept layout ideal for comfortable living and entertaining. The kitchen showcases granite countertops, stainless steel appliances, abundant cabinetry and a large center island overlooking the main living area. A private in-law suite with a separate entrance provides excellent flexibility for guests, extended family, a home office or additional living space. Additional highlights include a three-car garage and fenced backyard. Residents enjoy access to a resort-style community pool, playground, park and walking trails, with convenient access to I-75, Tampa, shopping and dining. A 2.9% assumable mortgage may be available to qualified buyers; VA status is not required. Preapproval is required with all offers, and the seller must review all buyer qualifications. Schedule your private showing today!

528 Ocean Spray Drive, Ruskin
$489,000
5 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 3 SubDv. ⋅ 33570 Zip Code
525 19th Street, Ruskin | 5 Bed | 3Bath | 3,300 SF | 2-Story | Designer Remodel | 2 Car Garage | Mira Lago ** SELLER MOTIVATED**SELLER FINANCING OPTIONS AVAILABLE**CLOSING COST HELP**LETS GET CREATIVE** Completely rebuilt from the studs, this extraordinary designer home in the gated community of Mira Lago delivers a rare level of craftsmanship and intentional detail. Designed by Dutch designer Johanna Delwiche, whose work has been featured on HGTV, the open-concept main living areas feature exposed ceiling beams, recessed LED lighting, and curated finishes that create a warm, elevated atmosphere throughout. The show-stopping kitchen is the heart of the home, showcasing brand-new custom cabinetry and premium appliances. A formal dining room, dedicated office, and spacious loft give you the flexible layout to work, gather, and unwind. All five bedrooms, including the luxurious primary suite, are conveniently located upstairs. On the main level, a versatile flex room featuring a built-in Murphy bed provides the perfect space for a private in-law suite, guest quarters, or home office. The primary suite is a private retreat with peaceful water views, a freestanding soaking tub, built-in bidet, two separate walk-in closets, and a modern suspended fireplace. The main-floor bedroom includes a brand-new Murphy bed, making it ideal for guests or multigenerational living. Hurricane-impact windows throughout. Available furnished or unfurnished. Mira Lago is a gated community in Ruskin featuring a resort-style pool, playground, and basketball court -- with low HOA fees, low CDD fees, and Flood Zone X designation. Little Harbor Marina is two minutes away. E.G. Simmons Park with boat ramps, canoe rentals, and picnic areas is right around the corner. Waterfront dining, beaches, and local entertainment are all within easy reach. What the Seller Loves: The craftsmanship in this home is something you feel the moment you walk in -- from the beams overhead to the suspended fireplace to the soaking tub with water views. It is a one-of-a-kind space that we had to work hard to leave.

525 19th Street Nw, Ruskin
$169,000
1 Beds ⋅ 1 Baths ⋅ Island Resort At Mariners Club SubDv. ⋅ 33570 Zip Code
Now is your chance to own a turnkey, fully furnished WATERFRONT condo in the master planned community of Little Harbor. This beautifully updated and spacious condo with its king size bed, couch, full size refrigerator, microwave, and dining table and chairs provides a comfortable stay for owners/guests who relish Resort style amenities. The balcony welcomes you morning or night to enjoy coffee/refreshments as you watch motor yachts and majestic sailboats traveling to and from the open waters of Tampa Bay. Within a few steps walk to one of two heated pools and two waterfront restaurants. This unique community located directly on Tampa Bay has a half mile of white sand BEACH, a playground, bocce and shuffleboard, a basketball court, tennis and pickleball courts, fitness center, clubhouse, and the two heated swimming pools. A beach front expanded tiki bar, indoor restaurant, as well as outdoor patio seating offer extraordinary Sunsets and live music weekly. See TOUR 2 for Little Harbor community aerial. This destination Resort type of lifestyle also has 2 deep water marinas along with a high & dry with slip availability. Freedom Boat Club is an additional option located on the property. A BOATER'S paradise with direct access to the Bay/Gulf. Nature enthusiasts enjoy canoeing & kayaking on the River and canals. FISHING mecca with daily charters also available. Onsite rentals of watersports - paddle boards, jet skis, etc. This condo represents an excellent opportunity as a vacation property, second home or investment. Property management available - DAILY rentals allowed - or can be self-managed. Convenient location - approximately a half hour drive to Tampa, St. Petersburg, Sarasota. Shopping, hospitals, restaurants, and golf courses nearby. Taxes INCLUDE CDD. Don’t hesitate another minute - call today to schedule an appointment to view this lovingly maintained condo and start enjoying the Florida lifestyle!

611 Destiny Drive Unit 403, Ruskin
$129,000
1 Baths ⋅ Island Resort At Mariners Club SubDv. ⋅ 33570 Zip Code
Visit the beach from out your front door every day of the week or enjoy a great investment property. This is your excellent opportunity to own a spectacular waterfront condominium located in Little Harbor. It is known for its tranquil, natural beauty along with plenty of recreational amenities. Occupants can experience resort-style living with two heated swimming pools, a playground, a fitness center, and tennis/pickleball courts. You will find so much to do while staying here! There is a beach front tiki bar, restaurants, beach front seating with fantastic sunsets and live music weekly to meet your social lifestyle. In addition, canoeing and kayaking are available for nature enthusiasts! Larger boating fanatics will appreciate the nearby deep-water marina with the ability to rent high & dry boat storage or optionally join the Freedom Boat Club. This cozy furnished unit is on the second floor and just a few steps to the pool which faces Tampa Bay. This offers an open floor plan living area. New air conditioner. Perfect for relaxing with a private balcony where you can view Tampa Bay with its amazing sunsets. Excellent location within easy driving distance for all of Tampa Bay and Sarasota with restaurants, shopping centers, golf courses, hospitals and much more!

611 Destiny Drive Unit 204, Ruskin
$170,000
2 Beds ⋅ 2 Baths ⋅ Ruskin Colony Farms 3rd Add SubDv. ⋅ 33570 Zip Code
Come enjoy your retirement at Riverbreeze Estates, a 55+ cooperative community in Ruskin. Situated on a quiet, private corner lot, this unique double-wide home—featuring 2 bedrooms and 2 bathrooms—awaits its next owner. NEW UPGRADES: a hurricane-reinforced carport with exclusive golf cart access. Its open-concept layout offers a spacious feel, complemented by a newly remodeled modern kitchen, a walk-in closet, and a double-glass-door entryway that floods the home with natural light, creating a warm and inviting atmosphere; the home also boasts solid construction. Community amenities include a clubhouse with a full schedule of organized activities, a large heated community pool, shuffleboard courts, and a fenced storage area for RVs and boats. Buyer approval is required. One indoor-only pet cat or a service animal is permitted. The community is strategically located near US-41 and I-75, providing easy access to Bradenton, Sarasota, Tampa, and St. Pete for shopping, beaches, and dining. OWN THE LAND—furniture included! Schedule your visit today!

1710 7th Street Sw Unit 50, Ruskin
$259,000
2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv. ⋅ 33570 Zip Code
Welcome to paradise at Bahia Del Sol! Lowest priced unit on the bay side! Open bay views and downtown skylines! This beautifully maintained 2-bedroom, 2-bath waterfront condo offers the perfect blend of coastal charm and resort-style living in Little Harbor. Featuring an open and airy floor plan with approximately 1,095 square feet, this inviting residence is designed for effortless relaxation and entertaining. Wake up to tranquil water views, enjoy tropical breezes from your private retreat, and experience breathtaking Florida sunsets just steps from the bay. The spacious living and dining areas flow seamlessly into a bright Florida room, creating the ideal space to unwind after a day on the water. Located in the sought-after Little Harbor community, residents enjoy access to waterfront dining, a heated pool, tennis courts, marina access, fishing, and endless boating opportunities on Tampa Bay. Whether you’re searching for a full-time residence, vacation getaway, or income-producing investment, this coastal gem checks every box. Live every day like you’re on vacation — where waterfront living meets laid-back luxury.

818 Bahia Del Sol Drive Unit 28, Ruskin
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