Palmetto Homes with Bay/Harbor Frontage

Palmetto Homes with Bay/Harbor Frontage

Welcome to Palmetto, Florida – a hidden gem nestled in the heart of Manatee County, where the charm of coastal living meets the vibrancy of a growing community. This picturesque city, located along the stunning shores of Tampa Bay, offers an idyllic blend of natural beauty and modern conveniences, making it a perfect place to call home.

Palmetto is renowned for its breathtaking bay and harbor frontage, providing residents with unparalleled access to the sparkling waters of the Gulf Coast. Imagine waking up to the gentle sound of waves lapping against the shore and enjoying your morning coffee with a panoramic view of the bay. Homes with bay and harbor frontage in Palmetto boast not only stunning vistas but also a lifestyle that embraces outdoor adventures, from boating and fishing to kayaking and sunset strolls along the water's edge.

The community is rich in history and culture, with charming downtown areas filled with unique shops, delightful eateries, and vibrant local events. Families will appreciate the excellent schools and parks that foster a sense of community and connection. Additionally, Palmetto's strategic location allows for easy access to the bustling cities of Sarasota and Tampa, ensuring that residents can enjoy both the tranquility of waterfront living and the excitement of urban life.

Whether you are seeking a cozy waterfront cottage or a luxurious estate with expansive views, Palmetto offers a diverse range of homes that cater to every lifestyle. Embrace the coastal charm and make your dream home a reality in this beautiful Florida city. Welcome to Palmetto – where every day feels like a vacation!

Newest Palmetto Homes with Bay/Harbor Frontage

$320,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
A HOME THAT FEELS LIKE A PRIVATE FLORIDA RETREAT—WITH SUNSETS YOU'LL NEVER GET TIRED OF. Some homes are beautiful. Others have that rare quality that makes you slow down, look around, and imagine yourself living there. This is one of those homes. From the moment you enter, your eyes are drawn through the light-filled, coastal-inspired living spaces toward the sparkling pool, spa, and peaceful water beyond. But the real magic is outside. The west-facing backyard overlooks a beautiful pond with no homes directly behind you—only water, mature trees, and open green space creating a remarkably private natural backdrop. Imagine morning coffee beside the pool, an afternoon swim while the dogs enjoy the fully fenced yard, dinner outside with friends, and then watching the sky transform into shades of gold, pink, and orange across the water at sunset. It is the kind of setting that makes ordinary days feel like vacation. The home's layout is equally special and difficult to find. Offering four spacious bedrooms, including three upstairs bedrooms—each with its own en-suite bathroom—the home provides exceptional flexibility and privacy. The first-floor primary suite offers convenient single-level living, while the entire second floor creates a private retreat for family or guests. Upstairs, the largest bedroom features its own en-suite bath, adjoining office/studio or dressing area, additional walk-in storage, and views toward the pool and peaceful natural setting. It's an ideal space for visiting family, extended stays, working from home, or simply creating a private sanctuary. The remodeled kitchen features granite countertops, a center island, newer appliances, and a light coastal palette complemented by newer luxury vinyl plank flooring. Multiple walk-in closets, pantries, and storage areas provide excellent everyday functionality, while the garage offers additional room for bikes, fitness equipment, hobbies, recreation, and storage. Major updates provide added peace of mind, including two HVAC systems replaced in 2026 with 10-year warranties, newer appliances, and numerous recent mechanical and pool-equipment updates. Tucked into a quiet community with a low annual HOA, residents enjoy a playground, basketball court, gazebo, and picnic area. Yet you're remarkably close to Ron DeSantis Park, SRQ Airport, UTC, downtown Sarasota, boating, shopping, dining, and entertainment. Privacy, water views, spectacular sunsets, poolside Florida living, and a truly distinctive bedroom layout—this is a rare combination that's difficult to replicate. This isn't simply a home with a pool and a pond behind it. It's a place to slow down, gather with the people you love, and enjoy the Florida lifestyle exactly as it was meant to be lived.

323 Terra Ceia Drive, Palmetto
$1,950,000
4 Beds ⋅ 3 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
PRIVACY PRIVACY PRIVACY. One-of-a-Kind Bay/Gulf-Front Estate two parcel included Set on JUST SHY of 7 breathtaking Bay/Gulf front acres. This extraordinary waterfront estate presents a rare opportunity to own one of Florida's most remarkable coastal properties. Offering unparalleled privacy, spectacular views, and exceptional development potential. The residence features 4 bedrooms, 3 bathrooms, and nearly 2,900 square feet of air-conditioned living space. Three car garage w/one facing side. All glass doors and windows are Hurricane rated with UV filter. three camera surveillance of property thru ADT (time can be remotely viewed from your phone). Upon entering, guests are welcomed by an exquisite Alabaster chandelier (from Africa), setting the tone for the elegance found throughout the home. Rich WOOD flooring flows throughout the main living areas and two of the bedrooms. Expansive windows frame stunning views of the property and the Bay/Gulf beyond. Designed for both comfort and entertaining, the home includes two private en-suite bedrooms and spacious gathering areas that seamlessly connect to the outdoors. Surround sound (speakers) throughout the home is wonderful The gourmet kitchen is a chef's dream, featuring a premium Sub-Zero refrigerator, quality finishes, and abundant workspace. Gas range. Large screened porch and pool enclosure span the rear of the home, creating the perfect setting to relax while overlooking the sparkling Gulf waters. A unique widows peak offers an elevated sitting area with panoramic coastal vistas, providing the ideal vantage point for unforgettable sunsets and breathtaking waterfront views. You can waive to your friends on Anna Maria Island. The lower level includes a private in-law suite or guest quarters with direct access to the pool area, offering flexibility for guests or multi-generational living. Three new a/c 2024 with Warranties conveyed. Entire back of the residence is screened including Terrace. Outside, enjoy the 16' x 32' salt water heated lap pool, perfect for both exercise and relaxation amid the serene coastal surroundings. A private boardwalk winds through the property to a newly constructed dock, where you can fish, boat, or simply enjoy the tranquil waterfront setting. Irrigation is on top patio for your plants and two garden beds in back. Combining luxury, privacy, natural beauty, and limitless potential, this exceptional Bay/Gulf-front estate is truly a once-in-a-lifetime offering. No deed restrictions, no CDD. This includes vacant & cleared lot 2+ acres at 535 43rd St. Blvd. West ID#2380210076. Outlined in pictures. Rare Bay/Gulf-front acreage. Spectacular views. Seller said 'It occurred to them that one of the major benefits of living in our home is that even though we live in a rural area, we have easy access to much of the cultural and culinary attractions in this part of Florida. We are 20 minutes from St Petersburg and the Mahaffey Theater, the Florida Orchestra, The American Stage, the Paladium and FreeFall Theaters and numerous museums and restaurants. We are 15 minutes to Sarasota and the Sarasota Opera and Ballet, the Florida Studio Theater as well as many outstanding restaurants and nightlife. And we have easy access to the Tampa and the Sarasota/Bradenton airports and to the Bradenton Area Convention Center and to local beaches". In numerous ways it’s an ideal location. You don’t get this convenience living in Sarasota.

609 42nd Street Court W, Palmetto
$2,050,000
3 Beds ⋅ 2 Baths ⋅ No-See-Um Acres SubDv. ⋅ 34221 Zip Code
Enjoy panoramic sunset views of Terra Ceia Aquatic Nature Preserve from your back porch swing in this Key West contemporary custom built waterfront retreat set on 1.34 acres with over 50 mature varieties of native and exotic trees, shrubs, and plants. Hidden among the beautifully landscaped yard is an RV pad with electric and water hookups. The house offers 3306 sf with 3 bedrooms, 2 bathrooms, an open floor plan with spectacular views, and an elevator shaft. The updated kitchen features stainless steel appliances, granite countertops, and walk-in pantry. Recent updates include two full bath remodels, two walk in custom closets, wide plank oak floors, ivory Egyptian limestone floors throughout, hurricane impact windows, new metal roof, interior and exterior paint, siding, two Trane AC units, Rheem hot water heater, and alarm and camera surveillance system. Garage level offers over 1000 sf for 2+ cars, with plenty of space for storage and dream workshop, with an additional 1100 sf for workout space, game room, man cave/she shed and more. Steps away from your back porch go fishing, paddleboarding, kayaking or launch a boat from your own private pier. Outdoor amenities include two expansive fully screened in lanais overlooking the bay, outdoor shower, and spa connections. Conveniently located with 10-minute access to Bradenton, 20 minutes St. Pete, 20 minutes to Sarasota, and 40 minutes to the Tampa International Airport. With all of your modern day conveniences close by, when you arrive on this property one feels the worries of the day wash away, hidden in nature with acres of water views in your backyard, every day feels like a holiday.

6511 Bayshore Road, Palmetto
$950,000
3 Beds ⋅ 3 Baths ⋅ Bay Club Homes Condominium SubDv. ⋅ 34221 Zip Code
Virtually Staged. Wake up to sweeping panoramic water views of Terra Ceia Bay, the Gulf, and the iconic Sunshine Skyway Bridge from this stunning end-unit penthouse. Perched on the 9th floor, this residence offers breathtaking northwest sunset views and an exceptional waterfront lifestyle rarely matched in the area. This spacious 3-bedroom, 2.5-bath penthouse with den offers 2,302 square feet of interior living space and a total of 2,550 square feet, including a large private balcony perfectly positioned to capture the beauty of the surrounding water. Penthouse residences feature higher ceilings and taller solid-core doors, creating a sense of openness and scale throughout the home. Crown molding, custom closet systems, upgraded tile work in the bathrooms, and thoughtful upgrades throughout reflect the quality expected in a luxury penthouse residence. The open living and dining areas are filled with natural light and feature ceramic tile flooring, crown molding, and expansive sliding glass doors leading to the waterfront balcony. The kitchen offers solid wood cabinetry, high-end upgraded granite countertops, a raised breakfast bar, and pendant lighting centered within the kitchen workspace. The primary suite enjoys beautiful water views, direct balcony access, crown molding, and custom closets. The ensuite bath features dual vanities with granite countertops, an American Standard jetted tub, updated tile work, and a framed glass walk-in shower. A private guest wing with pocket door provides excellent separation for visitors and includes two additional bedrooms, an updated bathroom, and shared balcony access. The layout also allows flexibility to function as a private guest suite, with one bedroom easily serving as a sitting room or lounge space. Additional highlights include a private one-and-a-half-car garage, two American Standard HVAC systems installed in 2019, and a Rheem 50-gallon water heater installed in 2018. The laundry room includes granite workspace, a utility sink, and Electrolux washer and dryer (2022–2023). Terra Ceia Bay offers an exceptional waterfront lifestyle with a fishing pier, waterfront restaurant, golf course, pool, fitness center, tennis courts, and scenic walking paths. Ideally located just minutes from the sandy beaches of Anna Maria Island and conveniently positioned between St. Petersburg, Sarasota, and Tampa.

2925 Terra Ceia Bay Boulevard Unit 2905, Palmetto
$630,000
3 Beds ⋅ 2 Baths ⋅ Bay Club Homes Condominium SubDv. ⋅ 34221 Zip Code
Welcome to Florida LUXURY LIVING at its finest in this stunning 2 bedroom plus den residence; with the flexibility of a third bedroom, offering breathtaking PANORAMIC WATER VIEWS of Terra Ceia Bay, the Sunshine Skyway Bridge, and the St. Petersburg skyline. Designed for effortless coastal living, this move-in-ready condominium features an open-concept layout, desirable split floor plan, and soaring ceilings that enhance the sense of space and natural light. Step onto your expansive PRIVATE BALCONY to enjoy morning coffee or UNFORGETTABLE SUNSETS over shimmering bay waters, your front-row seat to the Florida WATERFRONT LIFESTYLE. Inside, high-end finishes are found throughout. The versatile den functions beautifully as a home office, guest suite, or optional third bedroom. The primary suite is a serene retreat with direct terrace access, while the open living and dining areas are ideal for entertaining and everyday comfort. Every detail reflects quality, style, and meticulous care. Located within a GATED GOLF COURSE COMMUNITY, residents enjoy an impressive array of amenities including a RESORT-STYLE POOL, SPA, and FIREPIT, a scenic 500-foot FISHING PIER, and a NATURE TRAIL winding through native Florida landscapes. Optional club membership provides access to an 18-hole executive golf course, tennis courts, fitness center, dining, and a lively tiki bar, with golf available without mandatory membership. Ideally situated just minutes from downtown Bradenton, enjoy Saturday mornings at the Farmer’s Market, easy access to the island water ferry to the beaches, and the charm of nearby Palmetto with its historic downtown and local shops. Nature lovers will appreciate proximity to Emerson Point Preserve, known for scenic trails and abundant wildlife. Conveniently located within an hour of Tampa International Airport, St. Pete, Sarasota, and SRQ, and close to shopping, dining, and outdoor adventures, this residence is perfect as a full-time home, seasonal retreat, or investment opportunity. LIVE WHERE OTHERS VACATION! Wake up to water views. Lock and leave with ease. This is Florida WATERFRONT LIVING; done right!

2925 Terra Ceia Bay Boulevard Unit 2703, Palmetto
$815,000
3 Beds ⋅ 2 Baths ⋅ Bay Club Homes Condominium SubDv. ⋅ 34221 Zip Code
WATERFRONT 3 BR + DEN — PRICE IMPROVEMENT! Experience elevated Florida living in this beautifully renovated 2,306-square-foot residence, complemented by a 190-square-foot screened waterfront balcony showcasing expansive views toward Tampa Bay and the iconic Sunshine Skyway Bridge. The bright, open-concept interior blends sophisticated coastal style with thoughtful upgrades. The remodeled kitchen is a stunning centerpiece featuring Brazilian Crystal countertops and beautiful backsplash, stainless-steel appliances, a convection oven with built-in air fryer, LED lighting, and generous space for cooking and entertaining. Plantation shutters, crown molding, and engineered hardwood flooring in the bedrooms add warmth and refinement throughout the residence. Glass French doors open to a versatile den with custom built-in cabinetry—ideal for a home office, media room, library, or additional guest space. The spacious primary suite is a private retreat with custom closets, crown-molding details, and a spa-inspired bathroom featuring a large walk-in shower, jetted whirlpool tub, linen closet, and private water closet. A tankless water heater provides additional comfort and efficiency. Enjoy the ease of condominium living with the generous proportions and functionality of a single-family home. Whether used as a year-round residence or Florida getaway, this home offers abundant living space, impressive renovations, remarkable waterfront scenery, and the opportunity to enjoy the Gulf Coast lifestyle from the moment you arrive. Terra Ceia Bay is an active waterfront and golf community offering pay-to-play golf with no mandatory golf membership. Community amenities include a pool, firepit, BBQ area and spa, fishing pier, nature trail and recreational opportunities, and convenient access to the golf clubhouse and on-site restaurant. The location provides an exceptional balance of peaceful waterfront living and accessibility to St. Petersburg, Tampa, Sarasota, Lakewood Ranch, area beaches, shopping, dining, cultural attractions, and multiple airports. Discover the space, views, lifestyle, and compelling value available in Palmetto—an increasingly sought-after Gulf Coast location offering exceptional waterfront living within convenient reach of neighboring metropolitan and coastal destinations. Furniture is not included in the listed price but may be purchased separately under an independent contract. Schedule your private showing and experience this exceptional waterfront residence in person.

2925 Terra Ceia Bay Boulevard Unit 2802, Palmetto
$499,000
Terra Ceia SubDv. ⋅ 34221 Zip Code
Build your dream waterfront home in the exclusive gated community of Terra Ceia Bay Estates, one of the Gulf Coast’s best-kept secrets. With only ten residences in the neighborhood, this rare bayfront homesite offers the privacy, boating access, and location that waterfront buyers are searching for. Featuring 118 feet of direct frontage on Terra Ceia Bay, the property includes a private dock and boat lift with no bridges to Tampa Bay or the Gulf of Mexico. Spend your weekends boating to waterfront restaurants, exploring nearby sandbars, fishing for snook and redfish, or simply enjoying panoramic sunset views from your dock while your custom home comes to life. Unlike many waterfront opportunities in Florida, there are no costly demolition expenses, permitting delays tied to tearing down an older structure, or compromises with outdated floorplans. This blank canvas allows you to design a fully customized elevated coastal residence with the latest in luxury finishes, hurricane standards, smart home technology, and modern waterfront architecture. A survey, environmental reports, and engineered home plans are already available, helping streamline the building process and saving valuable time. While construction progresses, you can still enjoy the boating lifestyle immediately by utilizing your private dock and lift from day one. Residents of Terra Ceia Bay Estates enjoy maintenance-free living with lawn care, irrigation, and a community pool included through the HOA. Ideally positioned near US-19, I-275, and the Sunshine Skyway Bridge, the property offers convenient access to downtown St. Petersburg, Tampa, Sarasota, Anna Maria Island, and Gulf beaches, all within approximately 25 minutes. Waterfront lots with direct bay access, private docks, no-bridge Gulf access, and this level of exclusivity rarely become available in Terra Ceia. This is an opportunity to create a legacy waterfront estate in one of the most unique coastal communities in the Tampa Bay area.

5539 2nd Avenue Circle W, Palmetto
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