Palmetto Homes with Bay Front Water Frontage

Palmetto Homes with Bay Front Water Frontage

Welcome to Palmetto, Florida, a hidden gem nestled in the heart of Manatee County. This charming city, located on the banks of the stunning Tampa Bay, offers a unique blend of coastal living and small-town charm. With its picturesque waterfront views, lush parks, and vibrant community, Palmetto is an ideal destination for those seeking a serene lifestyle without sacrificing convenience.

One of the most alluring features of Palmetto is its exquisite homes with bay front waterfrontage. Imagine waking up each morning to the gentle sounds of waves lapping against the shore and the breathtaking sight of the sun rising over the bay. These waterfront properties offer unparalleled access to serene beaches, where you can enjoy leisurely strolls, fishing, or simply soaking up the sun. Each home is designed to maximize views and outdoor living, allowing you to truly embrace the beauty of your surroundings.

In addition to its stunning homes, Palmetto boasts a rich array of amenities, including charming local shops, delightful dining options, and community events that foster a strong sense of belonging. Residents can enjoy recreational activities at nearby parks, boat ramps, and nature trails, making it easy to embrace the active Florida lifestyle.

Whether you're looking to invest in a waterfront retreat or seeking a vibrant community to call home, Palmetto offers the perfect blend of tranquility and accessibility. Discover the magic of bay front living in Palmetto, where every day feels like a vacation. Experience the beauty, warmth, and community spirit that make this city truly special.

Newest Palmetto Homes with Bay Front Water Frontage

$268,900
3 Beds ⋅ 2 Baths ⋅ The Estuaries 2 SubDv. ⋅ 34221 Zip Code
Move-in ready Florida retreat! This end-unit, 3BR/2BA condo in the sought-after Palms of Terra Ceia Bay offers light-filled interiors, updated light cabinetry, granite countertops, and NEW LVP flooring in the living room and bedrooms (2025). Enjoy peaceful morning coffee and birdwatching from your private balcony overlooking mangrove-lined waters and Terra Ceia Bay. Complete with assigned under-building parking and a storage unit right outside your door. **Estuaries 2 is in excellent financial and structural standing, with both the Milestone Report and SIRS Study on file.** Resort-style community amenities include a heated pool, 500' fishing pier, mangrove boardwalk, grilling areas, and a public clubhouse with a tiki bar. Optional golf, pickleball, tennis, and fitness memberships are also available on-site! Quick access to I-75, I-275, and Hwy 41 puts St. Pete, Sarasota, Tampa, and gulf beaches just minutes away. Schedule your private tour today and start living the Florida lifestyle!

2625 Terra Ceia Bay Boulevard Unit 206, Palmetto
$4,995,000
5 Beds ⋅ 6 Baths ⋅ River Terrace SubDv. ⋅ 34221 Zip Code
This tropical paradise, crafted with contemporary European precision, is engineered and designed to be your serene and private oasis as well as a storm-safe haven built to the highest standards. Welcome to 907 35th Ave Dr West, a gated compound with a newly constructed home overlooking the River with access to the Gulf, and a fully renovated guest house or care-taker’s residence. This estate is one-of-a-kind and boasts quality, elegance, design, and world-class sunsets each and every night. The main house, completed in 2020, is positioned high above the water with exceptional views and supported by 31 augured pilings bored into bedrock. The home itself is built out of concrete (72 truckloads in total), columns poured at a minimum of every three feet with many walls being solid concrete. The floors on each level are pre-stressed concrete, and all interior framing is engineered wood which is fire retardant, termite resistant and impervious to moisture. Every detail in the construction of this masterpiece was meant to make it strong, sleek, stylish and efficient. In the main house you will find two bedrooms, two offices, three and a half baths rooms, and ample storage space on the ground level. The elevated infinity pool allows for incredible views of the water and seamless access to the main house. The new house has all impact windows, a 21kw generator, 500 gallon buried propane tank, and exquisite finishes throughout the interior which must be seen in person to be fully appreciated. Just a few are all solid core doors, imported Italian tile floors, custom made cabinets clad in walnut veneer, level 5 drywall throughout, full low voltage system, and much more. The original house on the property has been lovingly upgraded to and designed to comfortably house guests or caretakers. Finished with the same high-end feel the flexibility this additional structure brings to the property is amazing. There are 3 bedrooms and two full bathrooms in the guest house. The seawall was replaced with vinyl panels and a 24 inch concrete cap, there is a long dock with access to a boat lift that has water and power, and the structure is in place if you wish to add a canvas cover over your boat. The location on the Manatee River gives way to Tampa Bay and then to the Gulf of America, so this is an excellent boating location with access to all the fun and beauty the waters have to offer. This unique offering is truly an unrivaled opportunity, schedule your private showing today.

907 35th Avenue Drive W, Palmetto
$220,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Your Florida waterfront escape is ready and awaiting at 4 Basin St in Tropic Isles Co-op, a welcoming 55+ community! This fully furnished 1-bedroom, 1-bathroom 2015 Palm Harbor manufactured home sits directly on a protected basin with an assigned shared boat slip and a 10,000 lb boat lift right out front — with open water access out to Terra Ceia Bay, perfect for boating, fishing, or paddling just steps from your door. Thoughtfully elevated construction offers real peace of mind in this waterfront setting, keeping the home raised above typical flood concerns while the space below is concrete under entire unit and over 5' clearance providing fantastic bonus storage. The north-facing patio stays comfortably through Florida's warm afternoons, making it ideal for relaxed entertaining by the water. The home also offers a dedicated shed/office space for hobbies or extra convenience. Tropic Isles offers exceptional value with a low $372 monthly maintenance fee that includes water, trash, recycling, sewer, and park management — plus access to resort-style amenities: a full-service marina, two social gathering/meeting buildings, a temperature-controlled pool, hot tub, fitness room, game rooms, library, shuffleboard courts, and 2.5 miles of scenic waterfront. Move-in ready and fully furnished. Enjoy the easy Florida lifestyle in a friendly, active 55+ waterfront community, close to downtown Palmetto shops and dining. Check out the virtual tour and schedule your private showing today!

4 Basin Street, Palmetto
$965,000
3 Beds ⋅ 3 Baths ⋅ Northshore At Riviera Dunes SubDv. ⋅ 34221 Zip Code
An elegant waterfront retreat—without the waterfront price—nestled on a corner , pond front lot in the gated, maintenance-free Northshore at Riviera Dunes. This turnkey luxury residence offers private 40’ dockage with a 16,000 lb. boat lift (2022) with access to a full-service marina and to the popular Manatee River, the Gulf and Tampa Bay! Recently and tastefully updated, the home features a new roof (2025) and a new 5 ton Carrier HVAC (2026). The chef’s kitchen (2024) is a study in refined function: quartz countertops, induction cooktop, Zephyr hood, Bosch dishwasher, LG ThinQ refrigerator, pot filler, GE Profile double oven, farmhouse sink, pull out drawers, decorative backsplash, showcase cabinetry, under cabinet accent lighting, and a glass front breakfast buffet with integrated wine cooler. The primary suite is a serene enclave with bamboo hardwood floors, plantation shutters, recessed lighting, soaring ceilings, dual walk in closets with custom organizers, and dual French doors opening to the poolside oasis. The remodeled primary bath (2024) evokes spa like calm with a garden tub, stand-up shower with pebble flooring, bidet, dual vanities with illuminated custom shelving and millwork and contemporary fixtures set against granite countertops. Voluminous family room with soaring ceilings, electronic blinds and triple sliders extends to an oversized screened lanai with brick pavers and a gleaming pool with waterfall, overlooking lush landscaping and a tranquil pond. Formal living and dining rooms feature hardwood floors, cathedral ceilings, plantation shutters and refined millwork. Upstairs, a versatile bonus room with sitting area and built ins desk/cabinetry complements two generous guest suites appointed with hardwood floors and updated recessed lighting. Residents enjoy exceptional community amenities: fitness centers, pools, tennis courts/pickleball , gym, retail shops, a boat fueling station, scenic/private walking paths to the Riviera Dunes Dockside bar & restaurant—an ambiance curated for leisure and convenience. A commanding combination of waterfront access, thoughtful upgrades and timeless finishes—this home is ready to welcome its next discerning owner.

1110 3rd Street E, Palmetto
$395,000
2 Beds ⋅ 2 Baths ⋅ Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Freshly painted and available. The Palms is across from Riviera Dunes & Bradenton Convention Center, this beautiful bright apartment has breathtaking views. Located in the gated community of The Palms at Riviera Dunes; it has Secured Lobby, Covered Dedicated Parking Space, Open Guest parking, Fitness Center, Elevator, Storage Rooms, BBQ Patio Area for Entertaining. Spacious Living Area, Dining Room, Access to Large Balcony overlooking Pool, Lakes & Fountains. Master Bedroom with en-suite Bath, Dual Sinks. Master has Views to the South, Manatee River, Yacht Marina, Balcony Access. The large kitchen was recently renovated, has wood cabinets complimented with granite countertops, and a breakfast bar that opens up to a perfect size, bright living and dining area, thanks to a slider door that goes off the living area out to the balcony.

501 Haben Boulevard Unit 505, Palmetto
$70,000
Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Owner financing available and lift allowed. Boat slip N-30 at Riviera Dunes Marina in Palmetto, Florida offers the opportunity to own a wet slip in one of the areas most protected and desirable marinas. Accommodating vessels up to 38.5' x 12.33", this slip provides an ideal home base with convenient access to the Manatee River, Tampa Bay, Anna Maria Island, Longboat Key, and the Gulf of Mexico. Riviera Dunes Marina is known for its protected harbor and, per seller, has never sustained hurricane damage, including during recent storms. Slip owners enjoy outstanding amenities including gated parking, 50-amp electrical service, cable TV, WiFi, water, pump-out service, HD security cameras, laundry facilities, private bathrooms and showers, a pet walking area, two heated floating pools, tiki bar, and the on-site Blu Mangrove Grill restaurant. Purchased slips may be rented and managed by the owner or marina, and you do not need to own a condo at Riviera Dunes to purchase. With owner financing available, this is a compelling opportunity to secure a luxury marina slip on Florida's beautiful Gulf Coast.

102 Riviera Dunes Way Unit N-30, Palmetto
$190,000
Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Exceptional opportunity to own Boat Slip N57 at the highly sought-after Riviera Dunes Marina. This 45' x 19.40' floating dock slip is ideally positioned within one of Florida's safest and most protected deep-water harbors, offering convenient access to both Tampa Bay and the Gulf of Mexico for endless boating, fishing, and cruising adventures. Slip N57 is fully equipped with a 50-amp electrical hookup, shore power, pump-out service, and Wi-Fi, providing everything needed for comfortable and convenient vessel ownership. The floating dock system allows for easy boarding and accommodates changing tide levels with ease. Enjoy a true waterfront resort lifestyle with marina amenities that include two heated swimming pools, private bathhouses with showers, laundry facilities, grilling areas, pet walking areas, on-site fuel dock, gated parking, and 24-hour gated security. Owners and guests will also appreciate the convenience of the on-site waterfront restaurant, offering spectacular marina views and a relaxed coastal atmosphere. Perfectly located just minutes from downtown Bradenton, with easy access to St. Petersburg, area beaches, waterfront dining, and major boating destinations. Whether you're a seasonal boater or a year-round enthusiast, this premium slip offers the ideal combination of security, convenience, and direct access to some of Florida's finest waterways. Don't miss this rare opportunity to secure your place in one of the Gulf Coast's premier marina communities.

102 Riviera Dunes Way Unit N57, Palmetto
$430,000
3 Beds ⋅ 2 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Welcome to Boaters' Paradise--this home is perfect for boaters, beach-goers, fishing fanatics, and families alike! Conveniently located one block from a private community boat ramp, this home offers fast, easy water access. This Palmetto home is 8 minutes away from Terra Ceia Bay--a top location for snook, redfish, trout, and tarpon fishing! With only a 12 minute drive to the Skyway Fishing Pier, a 15 minute drive to Emerson Point Preserve, and approximately 30 minutes away from Anna Maria Island, Holmes Beach, and St. Pete Beach, you’re never far from breathtaking sunsets, outdoor adventures, and the vibrant coastal lifestyle that makes this area so desirable. Nestled in the sought-after Palmetto-Point community, this lovely 3-bedroom, 2-bath home (2nd floor) in a non-deed restricted neighborhood includes both a newly added bonus room and a utility room (1st floor). Additionally there's beautiful landscaping, a great outdoor space where you can gather around the firepit, extra storage space with a detached shed, and ample sheltered parking with room for four vehicles. The AC was updated in 2022, fresh carpeting was installed in 2023, and the kitchen is clean and inviting with elegant granite countertops, a breakfast bar, and a cozy eat-in space. The primary bedroom ensuite bathroom was renovated in 2018 with laminate floors and the roof was updated in 2018 as well. Whether you're looking for your dream home or in search of an impeccable investment property, you've come to the right place!

727 47th Street W, Palmetto
$2,499,000
4 Beds ⋅ 3 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
PRIVACY PRIVACY PRIVACY. One-of-a-Kind Bay/Gulf-Front Estate two parcel included Set on JUST SHY of 7 breathtaking Bay/Gulf front acres. This extraordinary waterfront estate presents a rare opportunity to own one of Florida's most remarkable coastal properties. Offering unparalleled privacy, spectacular views, and exceptional development potential. The residence features 4 bedrooms, 3 bathrooms, and nearly 2,900 square feet of air-conditioned living space. Three car garage w/one facing side. All glass doors and windows are Hurricane rated with UV filter. three camera surveillance of property thru ADT (time can be remotely viewed from your phone). Upon entering, guests are welcomed by an exquisite Alabaster chandelier (from Africa), setting the tone for the elegance found throughout the home. Rich WOOD flooring flows throughout the main living areas and two of the bedrooms. Expansive windows frame stunning views of the property and the Bay/Gulf beyond. Designed for both comfort and entertaining, the home includes two private en-suite bedrooms and spacious gathering areas that seamlessly connect to the outdoors. Surround sound (speakers) throughout the home is wonderful The gourmet kitchen is a chef's dream, featuring a premium Sub-Zero refrigerator, quality finishes, and abundant workspace. Gas range. Large screened porch and pool enclosure span the rear of the home, creating the perfect setting to relax while overlooking the sparkling Gulf waters. A unique widows peak offers an elevated sitting area with panoramic coastal vistas, providing the ideal vantage point for unforgettable sunsets and breathtaking waterfront views. You can waive to your friends on Anna Maria Island. The lower level includes a private in-law suite or guest quarters with direct access to the pool area, offering flexibility for guests or multi-generational living. Three new a/c 2024 with Warranties conveyed. Entire back of the residence is screened including Terrace. Outside, enjoy the 16' x 32' salt water heated lap pool, perfect for both exercise and relaxation amid the serene coastal surroundings. A private boardwalk winds through the property to a newly constructed dock, where you can fish, boat, or simply enjoy the tranquil waterfront setting. Irrigation is on top patio for your plants and two garden beds in back. Combining luxury, privacy, natural beauty, and limitless potential, this exceptional Bay/Gulf-front estate is truly a once-in-a-lifetime offering. No deed restrictions, no CDD. This includes vacant & cleared lot 2+ acres at 535 43rd St. Blvd. West ID#2380210076. Outlined in pictures. Rare Bay/Gulf-front acreage. Spectacular views. Seller said 'It occurred to them that one of the major benefits of living in our home is that even though we live in a rural area, we have easy access to much of the cultural and culinary attractions in this part of Florida. We are 20 minutes from St Petersburg and the Mahaffey Theater, the Florida Orchestra, The American Stage, the Paladium and FreeFall Theaters and numerous museums and restaurants. We are 15 minutes to Sarasota and the Sarasota Opera and Ballet, the Florida Studio Theater as well as many outstanding restaurants and nightlife. And we have easy access to the Tampa and the Sarasota/Bradenton airports and to the Bradenton Area Convention Center and to local beaches". In numerous ways it’s an ideal location. You don’t get this convenience living in Sarasota.

609 42nd Street Court W, Palmetto
$798,000
3 Beds ⋅ 3 Baths ⋅ Sanctuary Cove Community SubDv. ⋅ 34221 Zip Code
Located in the gated boating community of Sanctuary Cove Riverfront Estates, this San Remo floor plan offers 3 bedrooms, 2.5 baths, a flex room, and an open layout designed for comfortable everyday living and entertaining. The center-island kitchen overlooks the spacious family room, where a full wall of hurricane-rated sliding glass doors opens to the covered, screened lanai, creating seamless indoor-outdoor living. The primary suite is privately located at the rear of the home and features a spa-like walk-in shower, double vanity, and oversized custom walk-in closet. Two secondary bedrooms share a full bath and are situated away from the main living area for added privacy. Additional features include quartz countertops, a gas range, tall ceilings, custom closets throughout, on-demand hot water, whole-home water filtration system, brick paver driveway, and an outdoor kitchen. Situated on an oversized lot next to a protected conservation area, the home offers added privacy along with canal views and beautiful western sunsets. Enjoy watching the Fourth of July fireworks over the Manatee River right from your lanai. Sanctuary Cove is a waterfront community with a 210-slip marina offering quick and easy access to the Manatee River. Boat ownership is not required, and slips are available for lease. Residents enjoy a wide range of amenities, including an 8,600-square-foot clubhouse with internet café, fitness center, resort-style pool, game room, riverfront park, nature preserve, kayak launch, and beach area for kayaking and paddleboarding. Lawn maintenance is included, making it easy to enjoy the Florida lifestyle without the upkeep. Whether you enjoy boating, fishing, kayaking, staying active, or simply relaxing by the water, Sanctuary Cove offers a lifestyle that is hard to match.

2317 5th Street E, Palmetto
$229,000
34221 Zip Code
Terra Ceia Island is located just south of St. Petersburg. This vacant 1.25 versatile piece of land has been cleared and is now ready for you to transform it into your dream space. New construction would allow water views from your front porch. Zoned agriculture. Easy access to the interstate, you can easily commute north St. Petersburg, Tampa or South to Sarasota. No Restrictions: This land has no deed restrictions! You have the freedom to do as you please with this space - whether it's building your dream home, starting a business, or simply using it as a place to relax and unwind. You have the option to join Terra Ceia Community Village Civic Association membership giving residents access to a private hall for social events, as well as a park with a pavilion, playground, and basketball and pickleball court. The park also has a boat ramp for easy access to the Gulf and a dock. Residence can take advantage of the calm waters on Terra Ceia Bay, perfect for kayaking, paddle boarding and boating. Visit - terraceiavia

282 Terra Ceia Road, Palmetto
$1,092,500
3 Beds ⋅ 3 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
AS SEEN ON TV!! PRICE REDUCED!! Welcome to luxury waterfront living in the highly desirable Bay Colony community at 4911 Palmetto Point Drive. Conveniently located just minutes to I-275, I-75, and US-41 and approximately 15 minutes to vibrant downtown St. Petersburg, this exceptional deep-water estate did not take on any water during the recent storms!! This one of a kind home offers breathtaking straight-channel views, incredible privacy, and direct access to the ultimate Florida boating lifestyle. Meticulously maintained and showcasing true pride of ownership inside and out, this expansive residence features over 2,600 sq ft of living space with 3 bedrooms, 2 full bathrooms, 1 half bath, and a dedicated office. Designed to maximize its stunning waterfront setting, the home offers spacious living areas filled with natural light and stunning water views throughout. The open and inviting floor plan flows seamlessly to the outdoor living space where a beautiful pool and spa overlook the most AMAZING channel view!!. Enjoy daily visits from dolphins and manatees right from your private dock while taking advantage of some of the deepest water in the community. Perfect for boating enthusiasts, the private dock currently accommodates an 8,000 lb boat lift and can easily be modified for a 10,000 lb lift, offering quick access to the Manatee River, Tampa Bay, and Gulf waters. This property also features a 2-car garage plus a separate 1-car/boat carport and includes a 2023 jet ski with less than 30 hours of use. Additional highlights include no HOA, a private community boat launch available for a nominal fee, mature tropical landscaping, and exceptional outdoor entertaining space. This rare waterfront opportunity combines luxury, boating, convenience, and an unbeatable coastal lifestyle in one extraordinary property.

4911 Palmetto Point Drive, Palmetto
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