Terra Ceia Homes under $750,000

Terra Ceia Homes under $750,000

Welcome to Terra Ceia, a hidden gem nestled in the heart of Manatee County, Florida. This picturesque subdivision offers a unique blend of natural beauty and community charm, making it an ideal destination for homebuyers seeking tranquility without sacrificing convenience.

Terra Ceia is renowned for its lush landscapes, scenic waterways, and abundant wildlife, providing residents with a serene environment to call home. The area is rich in outdoor activities, from kayaking and fishing in the nearby Terra Ceia Bay to exploring the numerous parks and trails that wind through the stunning surroundings. Whether you’re an outdoor enthusiast or simply enjoy peaceful strolls in nature, Terra Ceia has something for everyone.

One of the most appealing aspects of this community is the variety of homes available, especially for those looking to invest under $750,000. You'll find a diverse selection of properties that cater to different lifestyles, from charming single-family homes to modern townhouses. Each residence is thoughtfully designed, often featuring spacious layouts, contemporary finishes, and beautiful outdoor spaces perfect for entertaining or relaxing after a long day.

Living in Terra Ceia means being part of a welcoming community, where neighbors become friends and local events foster a sense of belonging. Plus, with easy access to nearby amenities, including shopping, dining, and top-rated schools, you’ll enjoy the perfect balance of peaceful living and urban convenience.

Discover your dream home in Terra Ceia today, and experience the best of Florida living!

Newest Terra Ceia Homes under $750,000

5619 Bayshore Road Unit 115, Palmetto
$190,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
55+ TERRA CEIA MANOR CO-OP. 2BR/2BA/Fam. Rm./Fla. Rm./Workshop/Carport. TURNKEY FURNISHED! Expansive Open-Concept Living Rm., Dining Area, & Kitchen to enjoy with family or guests. Dining Area features built-in cabinets/tasteful chair railing. Bright Custom Kitchen: Stainless Steel Appliances> Convection Oven that includes induction cooktop, D/W, Microwave, French Dr. Refrigerator with ice/water in door, Wine/drink Refrigerator. Large Island with stainless steel sink and room for bar stools and eating area. Above island is designer pendant lighting and a skylight. Loads of cabinets and drawers. Quartz countertops. Glass tile backsplash. Beadboard walls. Owner's suite has built -in cabinets, bright beautiful lighting, desk, and THREE CLOSETS. Spacious Laundry Rm./Storage Opens to the En-suite Owner's suite which has a walk-in shower with frameless glass doors. Guest Bedroom has built-in cabinets, desk and a huge closet. Bathroom #2 is tub/shower combo. Fla. Room has vinyl windows. Off the Fla. Rm you will find extra storage, a mud sink and built-in cabinets. Workshop off carport. Centrally located to downtown Palmetto and Bradenton, Sarasota, I-75, St. Pete, Tampa, cultural events, shopping, airports, Outlet Mall, UTC Mall, and so much more.

5619 Bayshore Road Unit 115, Palmetto
5619 Bayshore Road Unit 149, Palmetto
$139,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Beautiful and Very Well Maintained Double Wide Mobile Home that was built in 1983 in Lovely Terra Ceia Manor. Very Pretty newer woodplank vinyl flooring throughout. Recently added extra room in the front can make for a larger living room or could be used as a family room. Also has a small screened porch in the front. Located right across the street from an open area for the use of the residents. Also to the rear is a large wooded area. Huge master bedroom with big walk-in closet and pretty bathroom. Second bedroom and also a second bathroom. Carport with large shed with washer and dryer and storage and work area. New AC 3/2025 and roof 6/2022. Located a short drive to the Skyway Bridge, Palmetto, Bradenton and near beautiful beaches. Lovely heated community pool and clubhouse with a lot off activities. This could be your new home and is just waiting for you. Don't hesitate on this one!

5619 Bayshore Road Unit 149, Palmetto
1017 77th Street E, Palmetto
$469,000
3 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
ONE ACRE OF FLORIDA FREEDOM! Welcome to 1017 77th St. E. in Palmetto, where space, privacy, and opportunity come together. Situated on a full acre, this 3-bedroom, 2-bath home offers the perfect setting for those looking for room to spread out while still being conveniently located near everything Palmetto and the surrounding areas have to offer. The home features a functional 3-bedroom, 2-bath layout with plenty of potential to make it your own. Outside, the one-acre property provides abundant space for entertaining, gardening, pets, recreational equipment, or creating your own private outdoor retreat. With this much land, there is room to enjoy the Florida lifestyle without feeling confined by a typical subdivision lot. Whether you're looking for a primary residence, investment opportunity, or a property with room for your future plans, this one-acre parcel offers possibilities that are hard to find. Conveniently located with easy access to shopping, dining, schools, major roadways, and the beautiful Gulf Coast. If you've been searching for a home with land and the freedom that comes with it, this Palmetto property is worth a look!

1017 77th Street E, Palmetto
1831 Bayshore Drive, Terra Ceia
$659,000
3 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Discover the rhythm of "Old Florida" on Terra Ceia Island, a hidden coastal sanctuary where life moves at the pace of the tides. This isn't just a place to live; it’s a vibrant community where golf cart parades and the annual Mullet Festival are part of the local fabric. Surrounded by the protected waters of Miguel Bay and the Terra Ceia Bay aquatic preserves, your daily backdrop includes sightings of manatees, dolphins, and the vibrant pink plumage of roseate spoonbills on a 30 foot dock. Tucked into this serene landscape is a tastefully updated three-bedroom, two-bathroom retreat that perfectly captures the island’s sophisticated yet laid-back spirit. The heart of the home is an open floor plan anchored by a recently remodeled kitchen, designed for both effortless entertaining and quiet mornings. The living space extends into a stunning Florida Room, where exposed ceiling beams and shiplap accents create an atmosphere of rustic coastal elegance. Energy-efficient vinyl high-impact insulated windows offer peace of mind throughout. Outside, the property is a true boater’s paradise and a private tropical oasis on an 80 ft wide canal. A dock constructed in 2023, equipped with a 6,000lb boat lift, offers direct access to the calm waters of the bay—perfect for kayaking, paddleboarding, or heading out to the Gulf. The expansive yard is fully fenced and serves as a lush sanctuary featuring a variety of tropical fruit trees, including lychee, papaya, mango, and pomegranate. Practicality meets the island lifestyle with two storage sheds and ample trailer parking for all your coastal toys. With the Sunshine Skyway Bridge just moments away, you have a seamless commute to the metropolitan dining, shopping, and culture of St. Pete, Tampa, and Sarasota. This is a rare opportunity to own a piece of island history, modernized for today’s lifestyle.

1831 Bayshore Drive, Terra Ceia
1914 Kennedy Court, Terra Ceia
$749,900
3 Beds ⋅ 3 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
TERRA CEIA ISLAND TREASURE! OLD FLORIDA LIFESTYLE MEETS MODERN COASTAL LIVING! Set on approximately .70 ACRES along a PRIVATE CUL-DE-SAC STREET SHARED BY ONLY SIX PROPERTIES within the intimate Bayside community, this single-family home offers something increasingly difficult to find along Florida’s Gulf Coast: privacy, water access, modern construction, and room to enjoy the toys and hobbies that make Florida living so much fun. Lush tropical landscaping, an expansive paver driveway, and a durable METAL ROOF create an inviting first impression. Built in 2019, the home features impact and energy-efficient windows, an open-concept floor plan, soaring ceilings, abundant natural light, and a layout built for everyday comfort and entertaining. Traverse the threshold through the double-door entry into an airy interior with tray ceilings, porcelain tile, and contemporary finishes. The great room offers plenty of space to gather, while a separate office/flex room is ideal for working from home, a library, media room, hobby space, or quiet retreat. At the heart of the home, the kitchen features crisp cabinetry, granite surfaces, generous storage, and an oversized center island with ample seating and prep space. Wide pocketing glass doors create a seamless transition to the outdoor living area. Here, the FLORIDA LIFESTYLE truly comes alive. The SCREENED LANAI WITH PAVER FLOORING AND OUTDOOR KITCHEN becomes a genuine extension of the home and the perfect place to sit back, take in the morning breeze whilst sipping on a cup of your favorite brew. Grill with friends, unwind after a day on the water, or enjoy the peaceful backdrop of native Florida greenery. Back inside, the private owner’s retreat offers tray ceilings, abundant natural light, peaceful green views, and an en-suite bath featuring a COLOSSAL WALK-IN CLOSET, oversized dual vanity, granite surfaces, and a tiled walk-in shower. A split floor plan provides privacy for guests, while flexible living spaces accommodate hobbies, fitness, visiting family, or whatever life requires. Outside, mature palms, native vegetation, and a greenbelt setting enhance the sense of privacy. The attached garage, RV/BOAT CARPORT, storage shed, and generous outdoor space create room for boats, ATVs, kayaks, golf carts, fishing gear, workshop space, or whatever complements your lifestyle. Bayside offers an HOA of approximately $95 PER MONTH. Membership in the TERRA CEIA VILLAGE IMPROVEMENT ASSOCIATION IS OPTIONAL AND REQUIRES A SEPARATE ADDITIONAL FEE. Membership provides access to Seabreeze Park amenities including a BOAT RAMP, FISHING PIER, PAVILIONS, AND COMMUNITY FACILITIES. From Terra Ceia Bay, boaters enjoy direct access into Tampa Bay and onward to the Gulf of Mexico for fishing, cruising, and exploring Florida’s Gulf Coast by water. Despite its peaceful setting, I-275 AND THE SUNSHINE SKYWAY BRIDGE provide convenient access to St. Petersburg and Tampa, while Palmetto, Bradenton, Lakewood Ranch, Sarasota, Gulf Coast beaches, shopping, dining, and airports remain easily accessible. Whether searching for a full-time residence, seasonal retreat, or simply a home offering privacy, character, and room to enjoy your lifestyle, this Bayside property delivers something increasingly difficult to replicate. OPPORTUNITIES SUCH AS THESE ARE FEW, FAR BETWEEN, AND FLEETING. DO NOT LET THIS TERRIFIC TERRA CEIA TREASURE SAIL OFF INTO THE SUNSET WITHOUT YOU! CALL TODAY FOR YOUR PRIVATE TOUR!

1914 Kennedy Court, Terra Ceia
5619 Bayshore Road Unit 161, Palmetto
$110,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Beautifully maintained park with clubhouse, activities and pool for those hot summer days! Large furnished mobile home ready to be your permanent home or vacation home. Large living area with room for computer or craft area. Open kitchen features lots of cabinet space, breakfast bar as well as dining area with built in china cabinet. Large bedrooms, walk-in closets. Fully enclosed Florida room area with double doors off carport to store your golf cart, motorcycle or just your toys. Additional enclosed room could be office, craft area or man cave! Workshop and laundry area off of additional closed in room.

5619 Bayshore Road Unit 161, Palmetto
2320 Terra Ceia Bay Boulevard Unit 403, Palmetto
$140,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Hugh price drop, Seller wants it sold! 2 bedroom 2 bath 4th floor unit with screened lanai and fantastic view of pool, golf course and fields beyond. New air conditioner, refrigerator, washer, dryer and dishwasher. Freshly painted interior. Enjoy designated covered parking with storage room. Community offers exercise room, club house, golf and swimming pool. Community is located on Terra Ceia Bay and only 13 miles to renowned Anna Maria Island. Room dimensions are approximate and should be verified.

2320 Terra Ceia Bay Boulevard Unit 403, Palmetto
2320 Terra Ceia Bay Boulevard Unit 207, Palmetto
$139,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Hurricane shutters • Golf course views • Screened lanai • Updated HVAC • Gated golf community Enjoy golf course views, move-in-ready condition, and valuable hurricane protection in this updated 2-bedroom, 2-bath condominium located within the gated Terra Ceia Bay Golf & Country Club community. From the moment you enter, you'll appreciate the bright interior, neutral finishes, and tile flooring that extends throughout the entire residence. One of the home's standout features is its hurricane shutter system, providing an added layer of storm protection and peace of mind. Combined with low-maintenance condominium living, this feature makes the property especially appealing for both year-round and seasonal residents. The spacious kitchen offers abundant cabinet storage, generous countertop workspace, stainless steel appliances, recessed LED lighting, and premium Silestone Rosa Grey 3cm countertops. This non-porous surface delivers the look of natural stone while resisting stains, scratches, bacteria, and scorching without requiring sealing or polishing. A filtered drinking water system serves both the kitchen faucet and refrigerator ice maker. Recent improvements include freshly painted walls, doors, and trim; professionally steam-cleaned porcelain tile and grout throughout; new toilets; updated push-button sink drains; new bathroom lighting fixtures; recessed LED lighting; updated ceiling fans; new rocker switches; dimmer switches; GFCI outlets; and electrical outlets throughout the home. Major mechanical updates include an HVAC system installed in September 2018 and a water heater replaced in June 2020. The open living and dining areas flow seamlessly to the screened lanai, where golf course views and mature landscaping create an inviting outdoor retreat. Large sliding glass doors bring natural light into the main living space while maintaining a strong connection to the outdoor setting. A built-in serving and storage area adds both function and convenience. The primary suite features ample closet space and an updated dual-sink vanity with Silestone countertops. The split-bedroom layout provides flexibility for guests, a home office, or seasonal living arrangements. Residents enjoy access to a wide range of amenities including golf, tennis courts, a community pool, fitness center, clubhouse, and beautifully maintained grounds. Conveniently located near Terra Ceia Bay, US-41, I-75, downtown Palmetto, downtown Bradenton, marinas, waterfront recreation, shopping, dining, and Gulf Coast destinations. If you've been searching for a move-in-ready condominium with golf course views, hurricane shutters, updated HVAC, newer water heater, resort-style amenities, and low-maintenance Florida living, this Terra Ceia Bay residence deserves your attention.

2320 Terra Ceia Bay Boulevard Unit 207, Palmetto
2320 Terra Ceia Bay Boulevard Unit 108, Palmetto
$159,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Welcome to easy Florida living in the sought-after Terra Ceia Golf & Country Club! This beautifully updated turnkey 2-bedroom, 2-bath ground-floor condo offers comfort, convenience, and an extended lanai perfect for enjoying peaceful sunsets and the coastal lifestyle. Thoughtfully maintained and featuring a brand-new HVAC system, this move-in-ready residence is ideal for seasonal living or year-round enjoyment. Milestone and SIRS inspections have already been completed for added peace of mind. Residents enjoy an active community lifestyle with pickleball, golf, tennis, a fitness center, pool, and dining and social events at the Back Bay Grill. Centrally located near three international airports, shopping, arts, marinas, fishing, boating, major league sports, and some of Florida’s most beautiful beaches including Anna Maria Island, Siesta Key, and Clearwater Beach. Easy to show!

2320 Terra Ceia Bay Boulevard Unit 108, Palmetto
5619 Bayshore Road Unit 120, Palmetto
$129,900
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
PARADISE IS AFFORDABLE!!! This well maintained, double wide manufactured home with ALL NEW KITCHEN APPLIANCES, QUARTZ COUNTERTOPS, BEAUTIFUL LAMINATE FLOORS, RECENTLY SCREENED OUTDOOR SITTING AREA, spacious layout, bright sunroom, and featuring 2 bedrooms, and 2 bathrooms is the perfect place to live the FLORIDA LIFESTYLE! Terra Ceia Manor is an active 55+ community where the land is owned by shareholders, SO NO LOT RENT, and the HOA fee of $199/month is one of the lowest in the area. The community has a heated pool and clubhouse, which is always buzzing with activity, including shuffleboard, billiards, card games, bingo, potlucks, social events, and so much more. World class beaches, shopping, restaurants, and airports are just a short drive away and commuting to Bradenton, Sarasota, and Tampa is convenient. Come and enjoy all this vibrant community has to provide...YOU DESERVE IT!!

5619 Bayshore Road Unit 120, Palmetto
28 Michiana Drive, Terra Ceia
$750,000
3 Beds ⋅ 3 Baths ⋅ Terra Ceia SubDv. ⋅ 34250 Zip Code
Welcome home to a peaceful retreat nestled in the heart of Terra Ceia, where natural beauty surrounds you at every turn. As you wind through the community, you’ll immediately feel a sense of calm before arriving at this stunning residence, framed by lush tropical landscaping and captivating curb appeal. Access is effortless with both elevator and stair entry leading to the main living level as well as the 3rd floor. Inside, rich wood flooring flows seamlessly throughout, setting a warm and inviting tone. The expansive living room is ideal for entertaining or unwinding, showcasing tranquil views of the shimmering saltwater lake and opening to a private balcony perfect for enjoying gentle breezes and serene sunsets. A versatile study or den just off the living area provides the ideal space for a home office or quiet retreat. The kitchen is designed to inspire, offering abundant cabinetry and countertop space to satisfy any home chef. A second private balcony makes outdoor grilling both convenient and enjoyable. The adjoining formal dining room is perfectly suited for hosting gatherings, while a well-placed half bath completes this level. Upstairs, the third floor features a full-size laundry room and a spacious primary suite that serves as a true sanctuary. Enjoy your own private balcony, a generous walk-in closet, and a beautifully appointed ensuite bath. Two additional bedrooms are thoughtfully positioned down the hall, sharing a full bathroom and a private balcony with picturesque lake views. Step outside and immerse yourself in the tranquil surroundings. Your private dock invites you to relax by the water or enjoy peaceful moments lakeside. An oversized swim spa offers the perfect place to unwind after a long day, while multiple seating areas throughout the grounds create inviting spaces for conversation or quiet reflection. The expansive garage provides ample room for vehicles, storage, or even a workshop tailored to fit your lifestyle needs. For those seeking direct access to Gulf waters and exceptional fishing, a rare opportunity awaits. The vacant lot across the street is available for purchase at $175,000, offering a newly installed dock and additional space for parking or entertaining. This is more than a home, it’s a serene escape in one of Terra Ceia’s most peaceful settings. Don’t miss your opportunity to own your own slice of paradise. Schedule your private showing today. Click Tour 2 For Matterport Tour.

28 Michiana Drive, Terra Ceia
5619 Bayshore Road Unit 423, Palmetto
$159,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Stop the presses, the owner has just had the unit re-piped - so all new water lines, new water heater, new disposal, roof and patio is all new since 2025, Making the decision to move to Florida often means leaving familiar places—and loved ones—behind. This land-owned home in the welcoming 55+ community of Terra Ceia Manor was made for that moment. From the day you arrive, you’ll feel the comfort of a neighborhood where residents look out for one another, friendships form easily, and newcomers are truly welcomed. With a full social calendar that includes luncheons, shuffleboard, and a heated community pool, it doesn’t take long before this feels like home. This fully furnished, move-in ready home allows you to focus on settling in, not starting over. Just for you -- a new water heater has been installed 8/2026, a new disposal has been installed 8/26, and all new water piping has been put in throughout the unit including shower heads, The roof is new and this property sits on the largest lot in Terra Ceia Check Virtual Tour One for the matterport The spacious family room, along with a separate living and dining area off the kitchen, creates room for everyday living and for hosting visits from friends and relatives. Mornings begin peacefully on the screened patio, enjoying the warmth and gentle breezes that make Florida so special. Check out the large storage area - a generous utility area offers a workshop, storage, and washer and dryer, while a private outdoor patio provides a quiet place to sit, reflect, and soak up the sunshine. The roof is new and this property sits on the largest lot in Terra Ceia With land ownership and no lot rent, the low monthly fee of only $188—including water, sewer, and trash—brings financial comfort and simplicity. Just minutes from the beaches of Anna Maria Island, you can spend your days walking along the shore, riding the trolley, or enjoying waterfront dining. Easy access to I-75 keeps Sarasota, Tampa, and St. Petersburg close, making travel and family visits easy. If you’re looking for more than just a place to live—if you’re looking for connection, peace of mind, and a true sense of belonging—this Terra Ceia Manor home offers a beautiful next chapter. Do it today before the snow starts falling. Call today for your private showing, or if you are not here in the Bradenton area we can do a video walk through with YOU. There's nothing like sitting by your pool in December while your friends up north are shoveling snow. I

5619 Bayshore Road Unit 423, Palmetto
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